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73 Derosia Rd, Lewis Run, PA, 16738

2beds
2baths
1,792sqft
$188,500
$105price/sqft
$1,453/moest. monthly cost
$58,120/yrincome needed

About This Home

An impressive home that is a haven for outdoor enthusiasts. With prime access to recreational fishing and boating, weekends are set to be filled with adventures of your desire. Located near the Kinzua, it promises delightful family outings. Near thousands of acres of Allegheny National Forest and golfing within 3 miles. The areas also perfect for hiking and direct access for snowmobiling and ATV/UTV explorations, making it an ideal base for thrill-seekers and nature lovers alike. This home is being sold partially furnished. Post and beams set this home off. There is a bath on each level with two large bedrooms and an office on the second level. Off of the kitchen is a 20' x 31' screen-in section perfect for entertaining or grilling. Level lot located on a secondary road with no traffic. Location Location - this provides endless opportunities for recreation. This delightful home combines peaceful living with easy access to nature and transportation. A short distance away, you can enjoy ATV/UTV trails, fishing, and boating on the Kinzua Lake. Plus, the Bradford Regional Airport is nearly, making travel a breeze. Nestled in a private location just off a quiet secondary road, this two-story cottage-style home sits on a level lot.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
7/10
Bradford Area High SchoolGrades 9-129.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1970

Materials

  • Foundation: Other,See Remarks
  • Roof: Shingle
  • Construction materials: Wood Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Propane Water Heater,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Living Room,Home Office,Country Kitchen,Partially Furnished,Window Treatments
  • Window features: Drapes
  • Flooring: Laminate,Varies

Heating

  • Heating features: Propane,Baseboard,Hot Water

Interior Area

  • Total structure area: 1,792
  • Total interior livable area: 1,792 sqft

Property

Details

  • Parcel number: 25021107 / 108
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 0.38 Acres
  • Features: Adjacent To Public Land,Rectangular,Rectangular Lot,Rural Lot,Secluded
  • Lot size dimensions: 201 x 87

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $953$11,436
Home Insurance *$99$1,188
Property Taxes $177$2,124
Electricity $224$2,692
Total$1,453$17,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,817/yr
40% on housing$43,590/yr
45% on housing$38,746/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 16738$288
McKean County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 16738$128
McKean County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$185,500
2026-07-16Price change$188,500
2026-06-09Price change$192,900
2026-05-20Listed for sale$198,900
2026-05-02Listing removed$199,067
2026-04-20Price change$199,067
2026-03-01Price change$201,500
2026-01-02Price change$207,000
2025-12-06Price change$209,500
2025-10-08Price change$214,000
2025-07-02Price change$234,000
2025-05-28Listed for sale$239,000
2021-01-15Sold$160,000
2020-11-23Pending sale$164,900
2020-11-12Price change$164,900
2020-08-25Listed for sale$174,900

For Sale by Agent

AgentNancy J. Rathbun
BrokerageHoward Hanna Professionals - Smethport

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