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475 N Rapid Creek Rd, Inkom, ID, 83245

6beds
3baths
2,419sqft
$499,000
$206price/sqft
$3,276/moest. monthly cost
$131,040/yrincome needed

About This Home

Tucked off Rapid Creek Road behind mature trees and beneath towering rock cliffs, this one of a kind solid brick home offers privacy, character, and adventure just minutes from town. Fresh interior paint creates a bright, inviting feel, while major updates include a newer furnace and A/C, custom windows, new kitchen slider, and updated sprinkler system. Built with quality craftsmanship, the home features vaulted ceilings, exposed wood beams, and a charming dining room full of character. The eclectic kitchen includes a gas range, while the spacious primary suite offers a private deck, ensuite bath, and its own ductless heating and cooling system. Additional bedrooms open onto a large balcony, blending indoor and outdoor living. The main floor includes a family room, living room, laundry room, expansive kitchen, formal dining room, bedroom, and full bath. Storage is plentiful throughout, including a large room above the garage. Wood-burning fireplaces on both levels provide cozy gathering spaces. Outside, enjoy your own private rock-climbing cliff, natural rock features, a peaceful creekside retreat ideal for a fire pit or seating area, and a powered lawn shed. This remarkable property combines timeless charm, functionality, recreation, and serenity in a truly unforgettable setting

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
Inkom Elementary SchoolGrades PK-60.4 mi
3/10
3/10
Marsh Valley High SchoolGrades 9-1215.4 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame,Primary Exterior Material: Brick,Primary Exterior Material: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Vaulted Ceiling(s),Den/Study,Main Floor Family Room,Master Downstairs,Master Bath
  • Flooring: Linoleum,Carpet
  • Number of fireplaces: 2
  • Fireplace features: 2,Pellet Stove,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,419

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,419
  • Total interior livable area: 2,419 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: RPRICP1002000
  • Zoning description: Bannock-Residential Rural

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: 3+,Deck,Patio
  • On waterfront: Yes

Lot

  • Lot size: 2.15 Acres
  • Features: Rural,Secluded,Interstate Exit/Access,Low Traffic,Near Stream/River,Established Lawn,Many Trees,Sprinkler System Full

Parking

  • Total spaces: 2
  • Parking features: 2 Stalls,Attached,Concrete,Gravel,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Cold Wave
Lightning
Heat Wave

FEMA Declared Disasters in Bannock County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $155$1,860
Property Taxes $451$5,412
Electricity $147$1,774
Total$3,276$39,312

Income You'd Need if You Spent...

35% on housing$112,320/yr
40% on housing$98,280/yr
45% on housing$87,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 83245$205
Bannock County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 83245$203
Bannock County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$499,000
2026-06-11Listed for sale$509,900
2026-01-01Listing removed$500,000
2025-11-06Price change$500,000
2025-09-10Price change$537,000
2025-08-30Price change$567,000
2025-08-11Price change$567,500
2025-06-26Listed for sale$587,500

For Sale by Agent

AgentElizabeth Rutger
BrokerageKeller Williams Realty East Idaho

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