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32262 E 720th Rd, Wagoner, OK, 74467

2beds
1baths
1,640sqft
$245,000
$149price/sqft
$1,809/moest. monthly cost
$72,360/yrincome needed

About This Home

Enjoy lakefront living in this charming 2-bedroom, 1-bath home located in the Fort Gibson lake community of Toppers. The spacious great room is the highlight of the home, featuring stunning panoramic lake views and an open layout perfect for relaxing or entertaining. Step outside to an expansive deck with multiple seating areas—ideal for enjoying peaceful mornings, evening sunsets, and everything lake life has to offer. The property also includes a versatile bonus room/shop, providing additional space for hobbies, storage, or a workspace. An optional 2-slip enclosed dock is available for purchase and is not included in the price of the house, offering convenient lake access. This home offers a great opportunity to add your personal touch and make it your own, whether as a weekend getaway or full-time residence. With incredible views and a prime location, the potential here is undeniable.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Wagoner Middle SchoolGrades 6-82.7 mi
5/10
Wagoner High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Masonite,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Disposal,Oven,Range,Stove
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: First

Den

  • Level: First

Features

  • Laminate Counters,Vaulted Ceiling(s),Ceiling Fan(s),Gas Range Connection,Gas Oven Connection
  • Door features: Insulated Doors
  • Window features: Vinyl,Insulated Windows
  • Flooring: Carpet,Laminate,Wood Veneer
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,640
  • Total interior livable area: 1,640 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 730013081

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Dirt Driveway,Rain Gutters
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Seasonal View
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Lake,River Access,Water Access
  • Waterbody name: Fort Gibson Lake
  • Living area range: 1500-1750 SqFt

Lot

  • Lot size: 0.35 Acres
  • Features: Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hail
Heat Wave
Lightning
Tornado
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters in Wagoner County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance $285$3,420
Property Taxes $142$1,704
Electricity $144$1,732
Total$1,809$21,708

Income You'd Need if You Spent...

35% on housing$62,022/yr
40% on housing$54,270/yr
45% on housing$48,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 74467$123
Wagoner County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 74467$139
Wagoner County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Listed for sale$275,000

For Sale by Agent

AgentKimberly Biby
BrokerageC21/First Choice Realty

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