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521 N Meadow St, Geneseo, IL, 61254

3beds
2baths
1,172sqft
$159,900
$136price/sqft
$1,309/moest. monthly cost
$52,360/yrincome needed

About This Home

* Large lot * Close to schools and library * Two car garage * Move in ready / updated and remodeled * Basement * New roof * 2024 taxes - $1,960.84 * Includes newer appliances * As is email contact: ministry.support1@gmail.com

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
6/10
Geneseo Middle SchoolGrades 6-80.3 mi
9/10
Geneseo High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,172 sqft

Property

Details

  • Parcel number: 0816402044

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$124$1,488
Property Taxes $247$2,964
Electricity $130$1,569
Total$1,309$15,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,880/yr
40% on housing$39,270/yr
45% on housing$34,906/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 61254$157
Henry County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 61254$112
Henry County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$164,900
2021-11-24Sold$72,000
2021-08-16Pending sale$74,900
2021-08-11Price change$74,900
2021-07-21Listed for sale$79,900

For Sale by Owner

AgentAhkmar Labowskii

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