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524 6th St, Andover, IL, 61233

3beds
2baths
1,920sqft
$227,500
$118price/sqft
$1,846/moest. monthly cost
$73,840/yrincome needed

About This Home

Waiting for you is this inviting Ranch-style home set on just over an acre in Andover IL. Featuring vaulted ceilings and an open style living, kitchen, and dining layout. The kitchen offers a center island, pantry storage, and stone architectural detail over the cooktop, conveniently located just off the kitchen is the main-floor laundry room, complete with a utility sink and plenty of extra storage space. The primary suite includes a private bath with soaking tub and separate walk-in shower, with two additional bedrooms offering spacious closets and Abundant natural light. Property highlights include a large three-car garage alongside a large carport, newly fenced yard (2023), 18' above-ground pool with wrap around deck and outdoor covered kitchen/Tiki Bar ideal for entertaining. Additional features include solar panels (installed appx 5 yrs ago), city water with an additional private well, newly installed in-demand water softener, and central air. Come see this beautiful blend of indoor comfort and outdoor entertainment today!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
7/10
Orion Middle SchoolGrades 6-85.8 mi
9/10
Orion High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Range Hood,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: COMBO

Features

  • Vaulted Ceiling(s)
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar),Flooring (Hardwood)
  • Level: Main
  • Area: 308
  • Dimensions: 14X22

Laundry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 98
  • Dimensions: 7X14

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 280
  • Dimensions: 14X20

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Double Sink,Tub & Separate Shwr)
  • Level: Main
  • Area: 210
  • Dimensions: 14X15

Property

Accessibility

  • Accessibility features: Ramp - Main Level,Wheelchair Accessible,Disability Access

Details

  • Parcel number: 1717127013
  • Special condition: Standard
  • Other equipment: Water-Softener Owned,Ceiling Fan(s)

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 1.24 Acres
  • Features: None
  • Lot size dimensions: 166x331x162x328

Parking

  • Total spaces: 8
  • Parking features: Concrete,Gravel,Garage Door Opener,Garage,Yes,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,150$13,800
Home Insurance *$197$2,364
Property Taxes $352$4,224
Electricity $147$1,772
Total$1,846$22,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,291/yr
40% on housing$55,380/yr
45% on housing$49,226/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 61233$150
Henry County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 61233$99
Henry County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$227,500
2026-03-16Pending sale$227,500
2026-02-16Listed for sale$227,500
2026-02-01Listing removed--
2025-10-29Listed for sale$230,000
2025-10-21Listing removed$225,000
2025-08-26Pending sale$225,000
2025-08-04Price change$225,000
2025-07-22Price change$232,500
2025-07-01Price change$239,900
2025-05-11Listed for sale$245,000
2020-05-11Listing removed$163,900
2019-12-11Listed for sale$163,900

For Sale by Agent

AgentAudrey Elliott
BrokerageRuhl&Ruhl REALTORS Bettendorf

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