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203 Jefferson St, Dowagiac, MI, 49047

2beds
1baths
804sqft
$125,000
$155price/sqft
$997/moest. monthly cost
$39,880/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home conveniently located close to town! This well-maintained property features a welcoming enclosed porch, perfect for relaxing or enjoying additional living space year-round. Inside, you'll find a comfortable layout with plenty of natural light. The convenient location provides easy access to shopping, dining, schools, and other local amenities. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home is one you won't want to miss!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
Dowagiac Middle SchoolGrades 6-80.7 mi
6/10
Union High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bathroom1

  • Level: Main
  • Area: 49
  • Dimensions: 7.00 x 7.00

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Replacement
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 804
  • Total interior livable area: 804 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 11.00 x 8.00

Living Room

  • Level: Main
  • Area: 260
  • Dimensions: 26.00 x 10.00

Master Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 11.00 x 10.00

Property

Details

  • Parcel number: 1416010052500

Features

  • Stories: 1

Lot

  • Lot size: 8,712 sqft
  • Features: Sidewalk
  • Lot size dimensions: 66 x 132

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Cass County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$81$972
Property Taxes $96$1,152
Electricity $188$2,259
Total$997$11,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,182/yr
40% on housing$29,910/yr
45% on housing$26,586/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 49047$188
Cass County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 49047$164
Cass County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$125,000
2026-08-02Listed for sale$125,000
2020-12-30Sold$60,000
2020-12-20Pending sale$69,900
2020-12-18Price change$69,900
2020-12-02Listed for sale$74,900
2007-04-13Sold$17,580
2006-09-20Sold$53,623

For Sale by Agent

AgentDennis Foote
BrokerageCarmac Realty

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