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214 E Railroad Street, La Grange, NC, 28551

3beds
2baths
1,522sqft
$248,900
$164price/sqft
$1,814/moest. monthly cost
$72,560/yrincome needed

About This Home

**PRICE IMPROVEMENT - NEW CONSTRUCTION - $5,000 BUYER INCENTIVE** PLUS up to 1% of the purchase price LENDER CREDIT when using the preferred lender! Discover the charm of this beautifully built new construction home located within the city limits of La Grange, NC. Set on .38 acres, this 3 bed, 2 bath residence blends modern comfort with classic farmhouse appeal. Step inside to an inviting open floor plan filled with natural light. The kitchen features granite countertops, soft close cabinetry, and a seamless connection to the main living area, perfect for everyday living and entertaining. The bathrooms offer a touch of luxury with tile flooring and a custom tile shower. Home boasts beautiful hardwood laminate flooring throughout. A standout feature of this home is the spacious laundry room, offering plenty of room for storage, organization, and convenience. Home has a floored attic space for extra storage. The exterior showcases timeless white board and batten siding, giving the home a clean, elegant farmhouse feel. Enjoy outdoor living on the covered side patio, with a generous back yard providing space to relax, garden, or play. This thoughtfully designed home delivers style, comfort, and functionality, all in a peaceful La Grange setting. A must see for anyone seeking quality new construction with character.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

6/10
Lagrange ElementaryGrades PK-50.8 mi
5/10
E B Frink MiddleGrades 6-80.9 mi
3/10
North Lenoir HighGrades 9-126.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Metal,Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Self Cleaning Oven,Refrigerator,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Flooring: Laminate
  • Attic: Floored,Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,522
  • Total interior livable area: 1,522 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 356606287045
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 0.38 Acres
  • Features: Level
  • Lot size dimensions: 78 x 208 x 82 x 209

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hurricane
Tornado
Winter Weather
Inland Flooding
Lightning
Strong Wind
Cold Wave
Drought
Hail
Heat Wave

FEMA Declared Disasters in Lenoir County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,258$15,096
Home Insurance *$152$1,824
Property Taxes $204$2,448
Electricity $200$2,405
Total$1,814$21,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,194/yr
40% on housing$54,420/yr
45% on housing$48,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 28551$138
Lenoir County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 28551$148
Lenoir County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$249,900
2026-01-26Price change$259,000
2025-12-19Listed for sale$261,900
2025-07-11Sold$25,000
2025-06-12Pending sale$29,000
2025-03-29Listed for sale$29,000

New Construction

AgentSteven Lowery, Redpoint Real Estate, Llc, Kathryn C Fletcher, Redpoint Real Estate, Llc
BrokerageRedpoint Real Estate, Llc

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