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101 W Highland Avenue, Kinston, NC, 28501

4beds
2baths
3,263sqft
$180,000
$55price/sqft
$1,736/moest. monthly cost
$69,440/yrincome needed

About This Home

This home is built for modern living. Out front is a stately, two-story, four-bedroom home of approximately 2498 HSF with formal living and dining rooms and den. In back is a separate commercial building for your business with entrances from both Queen Street and Highland Avenue. Commercial building is approximately 765 HSF. It has separate utilities from the main house and its own HVAC unit. All around is plenty of paved onsite parking for your clients. This site is zoned O&I (Office & Institutional). The main house is currently rented, and the commercial building was last used as a salon. Many commercial uses are allowed on this site. Buyer is responsible for confirming with local planning officials that any proposed use is permitted.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Northwest ElementaryGrades K-51.3 mi
5/10
Rochelle MiddleGrades 6-81.6 mi
3/10
Kinston HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 1937

Materials

  • Foundation: Combination
  • Roof: Asbestos Shingle,Shingle
  • Construction materials: Brick,Brick Veneer,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks,None

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • High Ceilings
  • Window features: Thermal Windows
  • Flooring: Wood
  • Attic: Partially Floored,Permanent Stairs

Heating & Cooling

  • Heating features: Gas Pack,Heat Pump,Electric,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,498
  • Total interior livable area: 3,263 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: 452506384863
  • Zoning: O&I
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Open,Covered,Screened,Front Porch
  • Fencing: Partial
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.42 Acres
  • Features: Level,Corner Lot
  • Lot size dimensions: 0.42 ac

Parking

  • Parking features: Parking Lot,Attached,Additional Parking,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Lenoir County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$207$2,484
Property Taxes $316$3,792
Electricity $303$3,647
Total$1,736$20,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,520/yr
40% on housing$52,080/yr
45% on housing$46,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 28501$77
Lenoir County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 28501$111
Lenoir County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Price change$210,000
2026-01-14Listed for sale$230,000
2024-10-26Listing removed$2,500
2024-10-01Listed for rent$2,500
2024-08-16Listing removed$2,500
2024-06-06Listed for rent$2,500

For Sale by Agent

AgentMichelle Fordham
BrokerageFordham Brokers

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