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28612 E 138th St S, Coweta, OK, 74429

3beds
2baths
1,258sqft
$165,000
$131price/sqft
$1,237/moest. monthly cost
$49,480/yrincome needed

About This Home

Solid bones, big potential! This well-maintained home offers major peace of mind with key big-ticket updates already done in the past years: HVAC, WINDOWS, ROOF, and PIERS (we do not have exact dates but do know they are not original). Hall Bath was renovate 2023 with a walk-in shower, grab bars and a taller toilet, flooring, vanity and paint were also completed at that time. Half Bath was given a slight update at the same time. Original owner took great care of the home over the years — now it's ready for its next chapter with a little cosmetic TLC to make it shine. Located in a wonderful, established neighborhood with easy access to Hwy 51 for a quick commute. Great opportunity for the right buyer to build instant equity. Being sold AS-IS. Payment Types: Cash, 203K (renovation loan), Conventional (lender approval), Other. Once offer is submitted it will take 6-8weeks for the court to approve the purchase.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Oven,Range,Stove

Basement

  • Basement: None

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Ceilings,Laminate Counters,Vaulted Ceiling(s),Ceiling Fan(s),Electric Oven Connection,Electric Range Connection,Programmable Thermostat
  • Window features: Vinyl
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,258
  • Total interior livable area: 1,258 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 730023154
  • Exclusions: Car in garage

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Enclosed,Patio,Porch
  • Exterior features: Concrete Driveway,Rain Gutters
  • Fencing: Chain Link
  • Living area range: 1250-1500 SqFt

Lot

  • Lot size: 9,452 sqft
  • Features: Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wagoner County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance $163$1,956
Property Taxes $96$1,152
Electricity $144$1,732
Total$1,237$14,844

Income You'd Need if You Spent...

35% on housing$42,411/yr
40% on housing$37,110/yr
45% on housing$32,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 74429$194
Wagoner County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 74429$167
Wagoner County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$165,000
2026-07-20Price change$165,000
2026-07-07Listed for sale$172,000

Pre-Foreclosure - For Sale by Agent

AgentAdriana Fout
BrokerageElevate Realty

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