31 Clemons Dr, Cherokee, AL, 35616
About This Home
Waterfront lake home offering great access to the water with its own private boat ramp and dock. This very clean, well-maintained 2BR, 2BA property features comfortable living spaces, a detached garage for extra storage, and a great setup for enjoying lake life year-round. Whether you're looking for a full-time residence or a weekend getaway, this property is ready to enjoy!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- All Bedrooms Down,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,000 sqft
Living Room
- Features: Separate Living Room
Property
Details
- Parcel number: 0405150001003015
Features
- Stories: 1
- Pool features: None
- Patio & porch: Patio,Covered Patio
- Exterior features: Storage,Dock
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Lake/Pond on Property,Waterfront,Water Access
Lot
- Features: Some Trees,Well Landscaped Grounds
- Lot size dimensions: .50 acres +/-
Parking
- Total spaces: 1
- Parking features: Driveway/Pad,Storage,Workshop in Garage,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Drought
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,537 | $42,444 |
| Home Insurance * | $1,213 | $14,556 |
| Property Taxes | $161 | $1,932 |
| Electricity | $240 | $2,881 |
| Total | $5,151 | $61,812 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $699,500 |
| 2026-06-23 | Listed for sale | $749,000 |
View on Zillow