9175 107th St N, Stillwater, MN, 55082
About This Home
Move-in ready luxury acreage living on 7.3 acres in the Mahtomedi School District, just minutes from Stillwater, White Bear Lake, and the Twin Cities. This private, scenic retreat has been extensively renovated and updated over the last 3 years, offering the rare combination of modern comfort, resort-style outdoor living, usable land, lake views, and everyday convenience. The home has been thoughtfully renovated with major updates, including all new windows, doors, siding, and roof, along with updated mechanicals and electrical. A brand-new high-efficiency furnace, A/C, and limitless hot water heater add comfort and efficiency, while the overall updates make this home truly move-in ready. Enjoy the beautiful craftsmanship, woodwork, and open feel from every room with updates throughout. Outside, the setting truly stands out with amazing lake views. Entertain in style around the all-new low-maintenance saltwater pool, new decks, expansive patio area, pergola, extensive landscaping, and irrigation — all designed for relaxing, gathering, and enjoying the beautiful surroundings. Inside, the home also features a second kitchen with walkout access to the pool and patio, creating an ideal setup for entertaining, guests or extended living. The property features multiple barns and outbuildings, fenced pastures, water run to the barn and back pasture, and a custom chicken coop, making it ideal for horses, animals, hobby farming, storage, or simply room to roam. The seller has not used pesticides or herbicides for 15+ years, creating a natural, organic-quality environment for pets, animals, gardening, or future farming use. A rare Stillwater-area opportunity combining luxury updates, privacy, usable acreage, outdoor living, lake views, and a beautiful hobby farm setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Microwave,Refrigerator,Wall Oven
- Laundry features: Main Level,Sink
Basement
- Has basement: Yes
- Basement: Finished,Owner Access,Walk-Out Access
Bedroom
- Level: Upper
- Area: 252
- Dimensions: 18x14
Bedroom2
- Level: Upper
- Area: 169
- Dimensions: 13x13
Bedroom3
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedroom4
- Level: Lower
- Area: 195
- Dimensions: 15x13
Bedroom5
- Level: Lower
- Area: 195
- Dimensions: 15x13
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 2
- 3/4 bathrooms: 2
- 1/4 bathrooms: 1
Den
- Level: Basement
- Area: 120
- Dimensions: 12x10
Dining Room
- Level: Main
- Area: 180
- Dimensions: 15x12
Family Room
- Level: Lower
- Area: 459
- Dimensions: 27x17
Family Room
- Level: Basement
- Area: 260
- Dimensions: 20x13
Features
- Number of fireplaces: 3
- Fireplace features: Double Sided,Brick,Gas,Living Room,Primary Bedroom
- Fireplace: Yes
- Finished area below ground: 1,018
- Finished area above ground: 3,911
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,929
- Total interior livable area: 4,929 sqft
Kitchen
- Level: Main
- Area: 192
- Dimensions: 16x12
Kitchen2Nd
- Level: Basement
- Area: 169
- Dimensions: 13x13
Other
- Level: Main
- Area: 272
- Dimensions: 17x16
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1003021230002
- Zoning description: Residential-Single Family
- Foundation area: 2194
- Horse amenities: Tack Room
Features
- Levels: Four or More Level Split
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Composite Decking,Covered,Deck,Other,Patio
- Fencing: Split Rail
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 7.29 Acres
- Features: Suitable for Horses
- Lot size dimensions: 304 x 1051 x 304 x 1051
Parking
- Total spaces: 4
- Parking features: Attached,Gravel,Concrete,Garage,Garage Door Opener,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,964 | $95,568 |
| Home Insurance * | $902 | $10,824 |
| Property Taxes | $1,249 | $14,988 |
| Electricity | $415 | $4,988 |
| Total | $10,530 | $126,360 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $1,575,000 |
| 2026-06-25 | Price change | $1,795,000 |
| 2026-06-05 | Listed for sale | $1,899,000 |
| 2020-11-02 | Listing removed | $869,000 |
| 2020-06-12 | Listed for sale | $869,000 |
| 2015-09-14 | Listing removed | $995,000 |
| 2015-01-06 | Price change | $995,000 |
| 2014-09-10 | Listed for sale | $1,295,000 |
| 2008-10-07 | Listing removed | $1,100,000 |
| 2008-09-13 | Listed for sale | $1,100,000 |
| 1992-10-01 | Sold | $50,000 |
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