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957 NE 354th Ave, Old Town, FL, 32680

3beds
2baths
1,836sqft
$732,500
$399price/sqft
$5,329/moest. monthly cost
$213,160/yrincome needed

About This Home

Nearly 46 Acres of Private North Florida Land with Home, Pond & Creek- If you've been looking for space, privacy, and a true connection to the outdoors, this nearly 46-acre property in Old Town offers a rare opportunity to create your own rural retreat. Tucked away down a quiet dirt road, the setting provides a sense of peace that's hard to find this close to Gainesville. A canopy of mature oak trees welcomes you in along the driveway, opening up to a mix of open land and natural woods. The property features a scenic pond, a freshwater creek along the back boundary, and an abundance of beautiful old oaks, creating a setting that feels both private and established. The 3-bedroom, 2-bathroom home has been extensively updated, offering a move-in-ready starting point while still leaving room to make it your own. Improvements include a new roof, water heater, fresh interior and exterior paint, new flooring, a fully renovated hall bathroom, along with updated plumbing and lighting fixtures. A brand-new well pump and water filtration system were just installed. The home includes a two-car garage for added functionality and storage. There is plenty of room to add additional buildings or workshops. This property is well-suited for those who value quiet surroundings and outdoor living. With room for gardening, animals, or a full homestead setup, plus opportunities for wildlife watching or hunting, it offers the kind of flexibility that's getting harder to find. Located just outside of Gainesville, you'll have access to town when needed while still enjoying the freedom and privacy of rural North Florida living. Minutes from the Suwannee River and some of Florida's finest fresh water springs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Dixie County High SchoolGrades 8-125.1 mi
--
Ruth Rains Middle SchoolGrades 5-76.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Water Softener
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Laminate Counters,Open Floorplan
  • Window features: Sliding Windows
  • Flooring: No Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,836
  • Total interior livable area: 1,836 sqft

Master Bathroom

  • Features: Combo Tub & Shower,Walk-in Shower

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 290913000044740800

Features

  • Exterior features: Slab
  • Topography of land: Level
  • Residential vegetation: Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 46 Acres
  • Features: Other,Room for a Pool,Partially Landscaped,Horses Allowed

Parking

  • Total spaces: 2
  • Parking features: Garage,Dirt,Private,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,703$44,436
Home Insurance *$621$7,452
Property Taxes $808$9,696
Electricity $197$2,366
Total$5,329$63,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,708/yr
40% on housing$159,870/yr
45% on housing$142,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 32680$144
Dixie County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 32680
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Listed for sale$795,000
2005-05-10Sold$8,642

For Sale by Agent

AgentNon Member
BrokerageNon-Member
Phone0

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