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7769 N Shore Cir N, Forest Lake, MN, 55025

4beds
3baths
3,276sqft
$1,299,999
$397price/sqft
$8,892/moest. monthly cost
$355,680/yrincome needed

About This Home

After the original home was removed, this exceptional one-owner custom lakeshore residence was newly constructed by PMI Custom Builders in 2020 and is nestled in Forest Lake's highly sought-after Kings Forest Hills neighborhood on beautiful Lake 2. Offering approximately 3,276 finished square feet of thoughtfully designed living space, the home features four bedrooms plus a versatile flex room with potential as a fifth bedroom, two full bathrooms, a private three-quarter ensuite serving the upper-level owner's retreat, an oversized heated 2+ stall garage, and 58 feet of pristine sandy shoreline with a firm lake bottom. Lovingly maintained by its original owners since completion, the home reflects a level of care, craftsmanship, and pride of ownership that is immediately evident throughout. From the moment you step inside, exceptional quality and thoughtful design take center stage. A true zero-step entry, soaring ceilings, an illuminated staircase, porcelain tile flooring, and expansive windows create a seamless connection between the home and the lake while maintaining a remarkable sense of privacy. Designed for entertaining as beautifully as it functions for everyday living, the open-concept layout effortlessly connects the living room, expansive dining area, and chef-inspired kitchen. The spacious dining area comfortably accommodates large gatherings, while the beautifully appointed kitchen showcases handcrafted cabinetry by Jerry's Cabinets of Forest Lake, quartz countertops, premium appliances including a Bosch 5-burner gas cooktop, dual LG electric wall ovens, an LG microwave, an LG dishwasher, an oversized center island, a walk-in pantry, and an elegant dry bar complete with a wine refrigerator. The private upper-level owner's retreat offers a peaceful sanctuary complemented by two additional bedrooms, a spacious open loft, a versatile flex room, and a convenient upper-level laundry room thoughtfully designed with custom cabinetry and a generous laminate folding counter. Outside, professionally landscaped grounds lead to pristine sandy shoreline, a maintenance-free Trex deck with an illuminated pergola, a lakeside firepit, and an included maintenance-free ShoreMaster dock—creating exceptional spaces to relax, entertain, and embrace lakeshore living. A hard-piped natural gas line supplies the included outdoor grill, making outdoor entertaining effortless. Begin your mornings watching the sunrise shimmer across Lake 2, spend afternoons enjoying the sandy shoreline, and end each evening surrounded by spectacular sunsets, nesting loons, bald eagles, blue herons, and the peaceful rhythm of life on the water. Rarely does a home offer this combination of custom craftsmanship, timeless design, pristine shoreline, and an increasingly rare sense of privacy. This is more than a home—it is a legacy property designed to be enjoyed for generations.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Wyoming Elementary SchoolGrades PK-63.8 mi
7/10
7/10

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Double Oven,Dryer,Exhaust Fan,Freezer,Humidifier,Gas Water Heater,Water Filtration System,Water Osmosis System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned,Wine Cooler
  • Laundry features: Laundry Room,Upper Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 132.21
  • Dimensions: 11.3x11.7

Bedroom2

  • Level: Upper
  • Area: 136.88
  • Dimensions: 11.6x11.8

Bedroom3

  • Level: Upper
  • Area: 159.942
  • Dimensions: 13.11x12.2

Bedroom4

  • Level: Upper
  • Area: 261.8
  • Dimensions: 17x15.4

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 110.23
  • Dimensions: 7.3x15.10

Dining Room

  • Level: Main
  • Area: 166.21
  • Dimensions: 15.11x11

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,276

Flex Room

  • Level: Lower
  • Area: 300
  • Dimensions: 12x25

Heating & Cooling

  • Heating features: Boiler,Forced Air,Fireplace(s),In-Floor Heating,Zoned
  • Cooling features: Central Air,Whole House Fan,Zoned

Interior Area

  • Total structure area: 1,794
  • Total interior livable area: 3,276 sqft

Kitchen

  • Level: Main
  • Area: 264.26
  • Dimensions: 18.1x14.6

Laundry

  • Level: Upper
  • Area: 73.2
  • Dimensions: 6x12.2

Living Room

  • Level: Main
  • Area: 342.54
  • Dimensions: 17.3x19.8

Loft

  • Level: Upper
  • Area: 217.6
  • Dimensions: 12.8x17

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1003221240003
  • Zoning description: Residential-Single Family
  • Foundation area: 2182

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Composite Decking
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Gravel,Sand)

Lot

  • Lot size: 9,539 sqft
  • Features: Accessible Shoreline,Tree Coverage - Light
  • Lot size dimensions: 63 x 157 x 58 x 158

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway - Other Surface,Garage,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$726$8,712
Property Taxes $1,317$15,804
Electricity $276$3,315
Total$8,892$106,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$304,868/yr
40% on housing$266,760/yr
45% on housing$237,120/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 55025$231
Washington County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 55025$188
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$1,299,999
2026-07-18Price change$1,299,999
2026-07-13Price change$1,350,000
2026-07-05Listed for sale$1,399,999
2020-08-14Sold$382,500
2020-07-31Pending sale$399,000
2020-07-27Price change$399,000
2020-06-24Price change$425,000
2020-04-27Price change$449,900
2020-03-12Listed for sale$479,900

For Sale by Agent

AgentKellie Tabery
BrokerageeXp Realty

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