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103 Landing Ln, Chestertown, MD, 21620

2beds
3baths
2,100sqft
$499,999
$238price/sqft
$3,434/moest. monthly cost
$137,360/yrincome needed

About This Home

MOTIVATED SELLER - BRING OFFERS. Welcome to 103 Landing Lane: a meticulously maintained 2-bedroom townhome in the desirable waterfront community of Chester River Landing. Just a short walk or bike ride into downtown Chestertown, this elegant, turn-key home offers maintenance-free living, great amenities, and easy water access to the Chester River. The welcoming foyer seamlessly flows into the rear den or office which could be converted into a 3rd bedroom. Off the den is the first-floor bedroom and full bath. Enjoy the summer breeze from the private back screened-in porch; recently upgraded with high-tech flex screens and a ceiling waterproofing; keeping the porch dry. The real action is found upstairs. The living room – anchored by an electric fireplace with stone surround – is complemented by the oversized second story deck; perfect for grilling or watching picturesque Chester River sunsets. The modern kitchen features new stainless-steel appliances, abundant cabinet space, granite countertops and a large island with breakfast bar. Plenty of space for formal or casual dining. The second floor is finished by an oversized primary bedroom with ensuite bath and large walk-in closet. Should one desire an elevator; there are two locations where one could be built into the existing design. Leave your worries aside as the condo association takes care of all exterior maintenance, yardwork, and repairs. Boaters will enjoy the well-maintained community dock with slips available for purchase or lease (with board approval), or just drop in a kayak or paddle board; great on warm summer evenings. Other community amenities include the pool, walking paths, garden, picnic and grilling areas, and a fire pit. Founded in 1706, Chestertown sits on the banks of the Chester River and is home to Washington College. Enjoy the historic architecture, local shopping, restaurants, art galleries, and waterfront walkways and parks. Chestertown is home to many festivals and an award-winning Farmer's Market every Saturday. New YMCA with full gym, racquet sports, lap pool, sauna, etc. Don’t miss your opportunity to enjoy worry-free living along the Chester River.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
2/10
5/10
Kent County High SchoolGrades 9-126.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2015

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: HardiPlank Type,Stick Built,Asphalt,Block

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Washer/Dryer Stacked,Water Heater,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Walk-In Shower,Ceiling Fan(s),Dining Area,Entry Level Bedroom
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Heatilator
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,100 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 1507338664
  • Zoning: IM
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Porch,Screened
  • Exterior features: Barbecue,Lighting,Rain Gutters,Sidewalks,Balcony
  • Has view: Yes
  • View description: Marina,River,Water
  • Has water view: Yes
  • Water view: Marina,River,Water
  • Waterfront features: River
  • Waterbody name: Chester River
  • Frontage type: Road Frontage

Lot

  • Lot size: 1,306 sqft
  • Features: Backs - Open Common Area,Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Oversized,Driveway,Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Coastal Flooding
Hurricane
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$242$2,904
Property Taxes $383$4,596
Electricity $281$3,374
Total$3,434$41,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,737/yr
40% on housing$103,020/yr
45% on housing$91,573/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 21620$247
Kent County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 21620
Kent County$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$499,999
2026-03-21Price change$519,999
2026-03-03Listed for sale$539,999
2026-01-13Listing removed$539,999
2025-11-27Price change$539,999
2025-09-10Listed for sale$559,000
2025-09-02Listing removed$569,000
2025-05-19Price change$569,000
2025-03-27Listed for sale$579,000
2025-03-22Listing removed$579,000
2024-09-13Price change$579,000
2024-08-14Price change$599,999
2024-07-26Price change$615,000
2024-07-13Listed for sale$635,000
2023-07-28Sold$555,000
2023-06-23Pending sale$569,000
2023-06-09Listing removed$569,000
2023-05-12Listed for sale$569,000

For Sale by Agent

AgentJoseph Ciganek
BrokerageColdwell Banker Chesapeake Real Estate Company

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