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346 Jackson Hollow Rd, Thorn Hill, TN, 37881

1beds
1baths
684sqft
$339,900
$497price/sqft
$2,667/moest. monthly cost
$106,680/yrincome needed

About This Home

Nestled along a peaceful creek and surrounded by 3.26 acres of Tennessee countryside, this unique property offers TWO charming homes and endless possibilities. The main home is a cozy 1-bedroom, 1-bath cottage with a recently updated bath and laundry room. It's large, screened porch, is set just steps from the water, offering serene views and the soothing sound of the creek flowing by. Its comfortable layout makes it ideal as a full-time residence, guest house, or short-term rental. Also on the property, sits a charming 2-bedroom, 1-bath, 550sqft cabin, blending rustic warmth with modern convenience. With generous living space, natural wood accents, and plenty of privacy, it's perfect for multi-generational living, hosting guests, or creating a separate income-producing rental. The 3.26 acres provide room to roam, garden, explore, or simply enjoy the quiet beauty of East Tennessee. Whether you're looking for a private homestead, a vacation getaway, or an investment opportunity, this property delivers a rare combination of water frontage, usable land, and flexible living arrangements. Both dwellings come fully furnished including linens and utensils. And both septic tanks have been recently pumped, making them truly turn-key! Property also has a large storage shed and an enclosed gazebo, perfect for a workshop or additional storage. A peaceful setting, two homes, and the charm of Jackson Hollow--this is a place where you can slow down, spread out, and truly make it your own. Partial seller financing available!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Washburn SchoolGrades PK-1215.9 mi
--
Grainger AcademyGrades 9-1214.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2012

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s),High Speed Internet,Laminate Counters,Smart Camera(s)/Recording
  • Window features: Blinds,Vinyl Frames
  • Flooring: Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Metal,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 684

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Electric,Heat Pump,Multi Units

Interior Area

  • Total interior livable area: 684 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 008 001.00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Screened,Side Porch
  • Exterior features: Fire Pit,Lighting,Outdoor Grill,Storage
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: Other

Lot

  • Lot size: 3.26 Acres
  • Features: Irregular Lot,Private,Secluded
  • Lot size dimensions: 111' x 765' x 217' x 853'

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance $108$1,296
Property Taxes $666$7,992
Electricity $175$2,103
Total$2,667$32,004

Income You'd Need if You Spent...

35% on housing$91,440/yr
40% on housing$80,010/yr
45% on housing$71,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$497This listing

vs Other Active Listings

Avg $/sqft

ZIP 37881$193
Grainger County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 37881$226
Grainger County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$339,900
2026-05-18Listed for sale$349,900
2022-09-15Sold$180,000
2017-03-15Sold$118,999
2016-02-23Sold$89,000

For Sale by Agent

AgentAbigail Mckerrocher
BrokerageRE/MAX Real Estate Ten Midtown

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