604 E Stephen St, Martinsburg, WV, 25401
About This Home
Discover the perfect blend of suburban comfort and city accessibility in this spacious 4-bedroom, 2-bathroom home. Ideally situated with quick access to Interstate 81 and the MARC train station for easy travel to Northern Virginia and Washington, D.C.. Inside, enjoy a functional layout featuring modern finishes and a spacious primary suite. The property offers a private backyard perfect for entertaining, all while being minutes away from Berkeley County schools. Property includes an additional adjoining parcel of land included in the price. Offers added space flexibility, and potential for future use or expansion.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1930
Materials
- Foundation: Crawl Space
- Roof: Shingle
- Construction materials: Other,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Dry Wall
- Flooring: Laminate,Carpet
- Finished area below ground: 0
- Finished area above ground: 1,440
Heating & Cooling
- Heating features: Other,Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,440
- Total interior livable area: 1,440 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 01 6A002200000000
- Zoning: 101
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 10,001 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across West Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $114 | $1,368 |
| Electricity | $181 | $2,178 |
| Total | $1,739 | $20,868 |
Income You'd Need if You Spent...
West Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Contingent | $260,000 |
| 2026-05-07 | Listed for sale | $260,000 |
| 2025-01-03 | Sold | $100,000 |
| 2024-12-08 | Pending sale | $135,000 |
| 2024-12-02 | Listed for sale | $135,000 |
| 2014-09-29 | Sold | $33,000 |
| 2014-01-14 | Sold | $23,500 |
View on Zillow