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8839 N Shore Trl N, Forest Lake, MN, 55025

5beds
3baths
4,557sqft
$1,149,900
$252price/sqft
$8,014/moest. monthly cost
$320,560/yrincome needed

About This Home

ENJOY THE SECLUDED SOUTH FACING LAKESHORE ON FOREST LAKE! GORGEOUS 4557 SQ FT WITH 5 LARGE BR'S AND 3 FULL BATHS. MAIN FLOOR 3 BEDROOMS AND FULL PRIMARY SUITE! THis HOME HAS A SUNROOM AND DECK RIGHT ON TOP OF THE WATER FOR LIFE ON THE LAKE! 75' OF PRIME SANDY SHORELINE WITH HARD SANDY BASE! OVERSIZED 4 CAR HEATED ATTACHED GARAGE (25' X 43'). WET BAR IN UPSTAIRS ENTERTAINMENT ROOM IS SPACIOUS FOR LARGE FAMILES AND GUESTS.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Scandia Elementary SchoolGrades PK-65.6 mi
7/10
7/10

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Gas Water Heater,Water Osmosis System,Microwave,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom

  • Level: Main
  • Area: 248.71
  • Dimensions: 18.7x13.3

Bedroom2

  • Level: Main
  • Area: 176.64
  • Dimensions: 12.8x13.8

Bedroom3

  • Level: Upper
  • Area: 119.7
  • Dimensions: 13.3x9

Bedroom4

  • Level: Upper
  • Area: 135.66
  • Dimensions: 13.3x10.2

Bedroom5

  • Level: Main
  • Area: 210.9
  • Dimensions: 11.1x19

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 248.71
  • Dimensions: 18.7x13.3

Family Room

  • Level: Upper
  • Area: 768.93
  • Dimensions: 21.3x36.1

Features

  • Number of fireplaces: 3
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,170
  • Finished area above ground: 3,387

Game Room

  • Level: Upper
  • Area: 195.94
  • Dimensions: 10.1x19.4

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,557
  • Total interior livable area: 4,557 sqft

Kitchen

  • Level: Main
  • Area: 142.14
  • Dimensions: 10.3x13.8

Living Room

  • Level: Main
  • Area: 233.18
  • Dimensions: 13.10x17.8

Recreation Room

  • Level: Lower
  • Area: 386.4
  • Dimensions: 16.8x23

Sun Room

  • Level: Main
  • Area: 210.9
  • Dimensions: 19x11.1

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1103221420003
  • Zoning description: Residential-Single Family
  • Foundation area: 2004

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Chain Link,Partial
  • Has view: Yes
  • View description: Lake,South
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Front,Lake Bottom(Excellent Sand)
  • Frontage length: Water Frontage: 75

Lot

  • Lot size: 0.47 Acres
  • Features: Accessible Shoreline,Tree Coverage - Medium
  • Lot size dimensions: 20560

Parking

  • Total spaces: 8
  • Parking features: Attached,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,814$69,768
Home Insurance *$642$7,704
Property Taxes $1,174$14,088
Electricity $384$4,612
Total$8,014$96,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$274,765/yr
40% on housing$240,420/yr
45% on housing$213,706/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 55025$234
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55025$188
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$1,149,900
2026-04-17Price change$1,249,900
2026-03-07Listed for sale$1,300,000
2023-03-16Sold$850,000
2015-06-30Sold$675,000
2015-05-28Pending sale$700,000
2015-05-13Listed for sale$700,000
2007-09-13Sold$685,000
2004-04-20Sold$584,000

For Sale by Agent

AgentAndy J. Persby
BrokerageEdina Realty, Inc.

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