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955 Stayman Dr, Falling Waters, WV, 25419

5beds
5baths
5,404sqft
$825,000
$153price/sqft
$5,832/moest. monthly cost
$233,280/yrincome needed

About This Home

Welcome to 955 Stayman Drive—an extraordinary waterfront estate nestled on over 5 private acres in the highly desirable Orchard on the Potomac community. Offering over 5,400 square feet of beautifully designed living space, this custom home combines timeless craftsmanship, modern updates, and an exceptional setting with approximately 225 feet of Potomac River frontage. A winding drive welcomes you to meticulously landscaped grounds featuring mature trees, extensive hardscaping, colorful perennial gardens, and peaceful outdoor living spaces. Whether you're enjoying morning coffee on the screened porch, entertaining on the expansive deck and patio, or taking in the river views, this property offers the perfect blend of luxury and tranquility. Inside, you'll find an impressive two-story layout with 5 spacious bedrooms, 4 full baths, and 1 half bath. Rich hardwood flooring, custom crown molding, wainscoting, built-ins, and detailed millwork create warmth and elegance throughout. The gourmet kitchen features granite countertops, abundant cabinetry, a center island, double ovens, and generous space for gathering, while the formal dining room and oversized family room with a stunning floor-to-ceiling brick fireplace provide the ideal setting for entertaining. The main-level primary suite serves as a private retreat with direct access to the screened porch and a beautifully appointed spa-inspired bath complete with a soaking tub, oversized tiled shower, dual vanities, and luxury finishes. The finished walkout lower level provides additional living and entertaining space, guest accommodations, and flexible areas perfect for a recreation room, home office, or multigenerational living. Additional highlights include central vacuum, multiple fireplaces, an attached two-car garage, circular driveway, updated HVAC components, and thoughtful improvements throughout. Horse enthusiasts will appreciate that horses are permitted, while outdoor lovers can enjoy direct access to the Potomac River for fishing, kayaking, and other recreational activities. Conveniently located just minutes from I-81 with easy access to Hagerstown, Martinsburg, and the Maryland and Virginia commuter routes, this exceptional property offers the rare opportunity to enjoy luxury living, privacy, and waterfront beauty—all in one remarkable setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Marlowe Elementary SchoolGrades PK-21.5 mi
5/10
7/10
Spring Mills High SchoolGrades 9-125.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1994

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Down Draft,Dishwasher,Dryer,Double Oven,Oven,Stainless Steel Appliance(s),Refrigerator,Washer,Water Conditioner - Owned,Water Treat System,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Rear Entrance,Walk-Out Access,Windows,Heated,Connecting Stairway,Other

Bathroom1

  • Features: Bathroom - Jetted Tub,Bathroom - Walk-In Shower,Double Sink,Flooring - Ceramic Tile,Wet Bar,Walk-In Closet(s)
  • Level: Main

Bathroom2

  • Level: Upper

Bathroom2

  • Level: Lower

Bathroom2

  • Level: Main

Bathroom3

  • Features: Bathroom - Tub Shower
  • Level: Lower

Bedroom1

  • Features: Balcony Access,Attached Bathroom,Soaking Tub,Bathroom - Jetted Tub,Bathroom - Walk-In Shower,Flooring - HardWood
  • Level: Main

Bedroom2

  • Features: Flooring - HardWood
  • Level: Main

Bedroom3

  • Features: Flooring - HardWood,Jack and Jill Bathroom
  • Level: Upper

Bedroom4

  • Features: Flooring - HardWood,Jack and Jill Bathroom
  • Level: Upper

Bedroom5

  • Features: Flooring - Carpet
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den

  • Features: Flooring - Carpet
  • Level: Lower

Dining Room

  • Features: Flooring - HardWood
  • Level: Main

Family Room

  • Features: Fireplace - Other,Flooring - Carpet
  • Level: Lower

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Central Vacuum,Chair Railings,Crown Molding,Entry Level Bedroom,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),2 Story Ceilings,9'+ Ceilings,High Ceilings
  • Flooring: Hardwood,Ceramic Tile,Carpet,Tile/Brick,Wood
  • Number of fireplaces: 2
  • Fireplace features: Brick,Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 1,390
  • Finished area above ground: 4,014

Foyer

  • Features: Flooring - Ceramic Tile
  • Level: Main

Game Room

  • Features: Balcony Access,Attached Bathroom,Flooring - Carpet,Lighting - Ceiling
  • Level: Lower

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 5,404
  • Total interior livable area: 5,404 sqft

Kitchen

  • Features: Granite Counters,Dining Area,Flooring - Luxury Vinyl Plank,Kitchen Island,Eat-in Kitchen,Pantry
  • Level: Main

Other

  • Features: Ceiling Fan(s),Fireplace - Wood Burning,Flooring - HardWood
  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 02 3007500000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: River,Pasture,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Boat/Launch Ramp - Private,River,Canoe/Kayak,Fishing Allowed,Private Access,Public Access,Swimming Allowed
  • Waterbody name: Potomac River
  • Frontage length: Water Frontage Ft: 225
  • Horses can be raised: Yes

Lot

  • Lot size: 5.04 Acres
  • Features: Fishing Available,Backs to Trees,Cleared,Landscaped,Flood Plain,Front Yard,Rear Yard

Parking

  • Total spaces: 12
  • Parking features: Garage Faces Side,Garage Door Opener,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$266$3,192
Property Taxes $836$10,032
Electricity $559$6,718
Total$5,832$69,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,954/yr
40% on housing$174,960/yr
45% on housing$155,520/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 25419$219
Berkeley County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 25419$160
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$825,000
2023-06-20Sold$665,000
2023-04-25Contingent$729,900
2023-04-05Listed for sale$729,900

For Sale by Agent

AgentCindy Novak
BrokerageSamson Properties

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