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289 Flatwoods Rd, Cottageville, WV, 25239

2beds
1baths
1,530sqft
$500,000
$327price/sqft
$4,473/moest. monthly cost
$178,920/yrincome needed

About This Home

Looking for land and a farmhouse? Real farmhouse with acreage. Absolutely beautiful land/acreage. Ready for you to make it a working farm or whatever your heart desires. Updated home with porch to sit and watch the sunsets or the wildlife. Lots of possibilities with this property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
6/10
Ravenswood Middle SchoolGrades 6-86.1 mi
4/10
Ravenswood High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1852

Materials

  • Roof: Metal
  • Construction materials: Drywall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Cable TV
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Laminate

Heating & Cooling

  • Heating features: Electric,Forced Air,Gas,Individual,Space Heater
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total interior livable area: 1,530 sqft

Property

Details

  • Parcel number: 060011003400006001

Features

  • Patio & porch: Deck,Porch
  • Exterior features: Deck,Porch,Storage
  • Waterfront features: Creek,Pond,Stream

Lot

  • Lot size: 80.96 Acres
  • Features: Wooded
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$1,222$14,664
Property Taxes $542$6,504
Electricity $181$2,178
Total$4,473$53,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,360/yr
40% on housing$134,190/yr
45% on housing$119,280/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -7.1%
-7.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 25239$119
Jackson County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 25239$24
Jackson County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$500,000

For Sale by Agent

AgentSusan King
BrokerageExclusive Realty

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