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309 Camp Frame Rd, Hedgesville, WV, 25427

4beds
2baths
1,950sqft
$450,000
$231price/sqft
$3,031/moest. monthly cost
$121,240/yrincome needed

About This Home

All Brick Rancher with new life time warranted roof in 2021, sits on an Eco-Lined Crawspace w/whole house dehumidifer and sump pump-Attic- approx 1/3 floored, Living Room/Kitchen/Dining Room Open Concept, 4 Bedrooms- 4th Bedroom is a Suite with a "Bed" Side & A Living Area with a built in 55in TV and Electric Fireplace-a Bar with room for college size fridge and microwave- room has own entrance thru French doors and is off of the "main house" and is Rentable. A Large Washroom with a new Washer & Dryer, Plenty of Storage room enough to hold extra tall Fridge and Freezer, 80 gallon water heater,put in 2020 or 21, just checked by Plumber, New Water Softener System, Plumber stated there is enough room for a sink & room can be converted to a small kitchenette, for the Suite Area if desired, with access to the full 2nd bathroom. Entire Suite Area was just redone with new Double opening French Doors, Floors, and Paint. House has special features of a Logged Foyer with 200 year old Barn Wood & Barn door from local barn torn down. Living Room has a Wood Burning Firelplace with Titanium Liner, Chimney recently repointed at roof level. Kitchen has New Kitchen Aid Dishwasher & Kitchen Aid Spacemaker microwave/hood. The "Pantry Hall" leads from the Kitchen to Suite Room, Washroom, 2nd bathroom and out to the Pool area. This "Hall " is wide and has special "Cabinets" built with antique windows, barn boards and Oak Shelving to hold the weight of canned goods. Master bedroom and Suite Area both can hold a King sized bed, All Electric Baseboard heat, Window AC's- The Outbuilding is a 24x14 (??) Post and Beam two story high, with tin roof and trim Board and Batten Framing, with a Tractor Shed-No electric- Power Co says it requires it own pole. Would make a great, small home to rent, Built in 2009-10 rebuild cost is more than $75,000, The Property has a 40x20 inground pool 3'-8' deep with walk in steps, two main drains, but is Inoperable at this time and will NOT be repaired as a new owner May want to have a Fiberglass drop in replacement or have it filled in- The pool was totally rebuilt 2009- with all new underground pipes and a built in vac system. Email me for any more information, THIS HOUSE would make a GREAT Airbnb, as I have been contacted by several people interested in this property as an investment, including the govt. for various housing for folks coming from DC to training in this area. The Yard currently looks like the Garden of Weedin' but when cared for is beautful! From the Front porch we watched the sun rise, and you can see the mountains clear into Maryland. The house sits on a hill on a curve, with no place for someone to build next to you, From the front porch, & the main rd, the land runs down to Back Creek. The Gravel Driveway is owned by me, and grants right of way to the closet neighbor. There are only two properties on two sides of this house with approximately an acre inbetween, LOTS of parking space. The pool area is all concreted and when taken care of it is beautiful with a Graden area fenced in. This property is NOT commercial zoned, for businesses other than non evasive in home business or for a rental. The house is being sold "AS IS" mainly due to the "Pool". Taking offers starting @ $450,000.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
7/10
4/10
Hedgesville High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Other,Electric,Wood / Pellet
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,950 sqft

Property

Details

  • Parcel number: 0204001301170006

Features

  • Exterior features: Wood,Brick
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 1.26 Acres

Parking

  • Total spaces: 8
  • Parking features: Off-street,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$178$2,136
Property Taxes $376$4,512
Electricity $202$2,424
Total$3,031$36,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,920/yr
40% on housing$90,930/yr
45% on housing$80,826/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 25427$169
Berkeley County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 25427$215
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-05Listed for sale$450,000
2025-01-26Listing removed$2,150
2024-12-29Listed for rent$2,150

For Sale by Owner

AgentProperty Owner

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