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82 Chippewa Trl, Hedgesville, WV, 25427

2beds
1baths
1,176sqft
$269,900
$230price/sqft
$1,925/moest. monthly cost
$77,000/yrincome needed

About This Home

FULL-TIME or PART-TIME make this 2- bedroom 1-bathroom cabin your full-time or part-time residence. The home has a wonderful cabin feel with the hardwood floors throughout the first floor and the upgaraded kitchen to include Granite Countertops. With the livingroom/diningroom combo there is room for family and friends to sit around the fireplace during those chilly nights enjoying the beautiful wooded view out the rear windows. Enjoy your mornings & evenings on the raer deck with nothing to see but nature itself. This home sits at the end of the road in a cul-de-sac which gives a more private feel. Located in The Woods Resort subdivision where you have a membership options to enjoy the amendities to include 3 swimming pools, gym, tennis, rachetball, pickleball & basketball courts and much more. Lets not forget the two 18-hole golf courses. Less than 30 minutes from the Historic town of Berkeley Springs/Bath and being within two hours of Baltimore, MD and Washington, DC makes for an easy ride for your wekend getaway. Make this one your full-time home or just the place to escape from it all. This home can convey with eveything you see making it turn key for yourself or as a rental.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
4/10
Hedgesville High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1977

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: T-1-11

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Oven/Range - Electric,Refrigerator,Electric Water Heater
  • Laundry features: None

Bedroom1

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 195
  • Dimensions: 15 X 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 130
  • Dimensions: 13 X 10

Features

  • Dry Wall
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Glass Doors
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,176

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Wall Unit(s),Electric

Interior Area

  • Total structure area: 1,176
  • Total interior livable area: 1,176 sqft

Kitchen

  • Features: Granite Counters,Flooring - HardWood
  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Other

  • Features: Flooring - Luxury Vinyl Plank,Bathroom - Tub Shower
  • Level: Main
  • Area: 32
  • Dimensions: 4 X 8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04 12K004200000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community

Lot

  • Lot size: 1 Acres
  • Features: Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$107$1,284
Property Taxes $273$3,276
Electricity $181$2,178
Total$1,925$23,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,000/yr
40% on housing$57,750/yr
45% on housing$51,333/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 25427$172
Berkeley County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 25427$215
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$279,900
2022-08-30Sold$235,000
2022-08-05Pending sale$235,000
2022-07-24Contingent$235,000
2022-07-19Listed for sale$235,000

For Sale by Agent

AgentJames Novak
BrokerageMountain Home Real Estate, LLC

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