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1025 W King St, Martinsburg, WV, 25401

5beds
3baths
3,204sqft
$339,900
$106price/sqft
$2,662/moest. monthly cost
$106,480/yrincome needed

About This Home

Step into the timeless charm of this stunning Craftsman-inspired American Foursquare. Built in 1902, this vintage home offers over 3,200 square feet, 5 bedrooms, 3 full bathrooms, and an abundance of original craftsmanship. Major improvements already completed include a renovated kitchen, updated bathroom/laundry room, updated upstairs hall bathroom, newer roof (2017), newer hot water heater (2024), a new sump pump, and the addition of the detached garage and storage shed. The heart of the home is the beautifully renovated chef's kitchen, featuring a gas range, abundant cabinetry, and plenty of workspace. The main level also offers two spacious living rooms, a formal dining room, a renovated full bathroom with laundry/mudroom, a bedroom which could also function as an office, and exceptional storage throughout. Upstairs, you'll find four bedrooms, a storage room, a balcony, and two more full bathrooms.  The opportunities continue with a full unfinished attic that could be transformed into additional living or storage space, along with an unfinished basement providing even more storage. Outside, enjoy a fenced backyard, a detached two-car garage, and a storage shed. You will have plenty of room for whatever your heart desires.  The current owners have done so much work to improve and maintain this home- with a few repairs this home will serve its next owners for years to come. The front porch requires repair, and the upstairs HVAC system is currently not functioning and utilizes window AC units. Whether you're an investor searching for a standout restoration project or a buyer looking for a one-of-a-kind family home with space, character, and history, this is an opportunity that doesn't come along often. Homes of this size, quality, and architectural significance are increasingly rare. This extraordinary home offers the chance to own a true piece of history while building equity through thoughtful restoration.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
6/10
Martinsburg High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1902

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stucco

Notable Dates

  • Major remodel year: 2012

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,204

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,204
  • Total interior livable area: 3,204 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 06 9016900000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 10,019 sqft

Parking

  • Total spaces: 2
  • Parking features: Storage,Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$171$2,052
Property Taxes $442$5,304
Electricity $331$3,983
Total$2,662$31,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,268/yr
40% on housing$79,860/yr
45% on housing$70,986/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 25401$143
Berkeley County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 25401$172
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$339,900
2026-07-23Listed for sale$349,990
2015-01-01Sold$180,000
2009-08-23Listing removed$230,000
2009-05-16Price change$230,000
2009-04-11Listed for sale$299,000

For Sale by Agent

AgentPaige Wharton
BrokerageEXP Realty

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