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406 Azalea Ln, Martinsburg, WV, 25401

3beds
2baths
1,798sqft
$414,900
$231price/sqft
$2,967/moest. monthly cost
$118,680/yrincome needed

About This Home

Welcome to an exceptional opportunity in one of the most desirable areas of Martinsburg. This beautifully maintained brick-front rancher offers the perfect blend of comfort, charm, and thoughtful updates—all set on a lovely corner lot. Featuring 3 bedrooms and 2 full bathrooms, this home is surrounded by mature evergreen trees, lush landscaping, and rich, velvety green grass that create a truly inviting curb appeal. Inside, you’ll find a warm and functional layout designed for easy living. The recently renovated kitchen shines with updated cabinetry and granite countertops, offering both style and practicality for everyday use and entertaining. Just beyond, the rear sunroom provides a bright and relaxing space to unwind, enjoy your morning coffee, or take in the peaceful surroundings year-round. The primary suite includes a wheelchair-accessible roll-in shower, adding both convenience and flexibility. Additional highlights include a newer roof and an HVAC system approximately 10 years old, reflecting the care and attention this home has received over time. With its desirable location, thoughtful features, and well-maintained condition, this home is a standout in a wonderful neighborhood. Don’t miss your chance to make it yours—schedule your private showing today before this opportunity passes you by.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
6/10
Martinsburg High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1993

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Oven,Refrigerator,Washer,Water Conditioner - Owned,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Attic,Bathroom - Stall Shower,Bathroom - Walk-In Shower,Breakfast Area,Combination Kitchen/Dining,Floor Plan - Traditional,Kitchen - Gourmet,Recessed Lighting,Upgraded Countertops
  • Finished area below ground: 0
  • Finished area above ground: 1,798

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,798
  • Total interior livable area: 1,798 sqft

Property

Accessibility

  • Accessibility features: Wheelchair Mod

Details

  • Parcel number: 06 24000200090000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Asphalt,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$209$2,508
Property Taxes $475$5,700
Electricity $186$2,235
Total$2,967$35,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,725/yr
40% on housing$89,010/yr
45% on housing$79,120/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 25401$139
Berkeley County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 25401$172
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Contingent$414,900
2026-05-08Listed for sale$414,900
1994-03-28Sold$126,000

For Sale by Agent

AgentJamie Lopez
BrokerageERA Liberty Realty

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