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8199 County Road 131, Lodi, NY, 14860

4beds
2baths
1,680sqft
$299,900
$179price/sqft
$2,296/moest. monthly cost
$91,840/yrincome needed

About This Home

Discover the potential at 8199 County Road 131 in Lodi, a unique investment and recreational opportunity in the heart of the Finger Lakes. Situated on nearly 6 acres in a highly desirable location just minutes from Lodi State Park, this versatile property features two mobile homes, offering endless possibilities for income or personal enjoyment. Rent both units for maximum investment potential, live in one while generating rental income from the other, or enjoy one as your own seasonal getaway while offsetting expenses. The property can be offered fully furnished, creating a true turnkey opportunity for investors or buyers looking to start generating income immediately. A spacious pole barn with electric provides excellent storage for vehicles, boats, equipment, or workshop space, adding even more value and flexibility. The expansive acreage presents exciting future possibilities, whether you choose to explore development opportunities for additional units, build your dream home, or simply enjoy the privacy and open space. Conveniently located near wineries, breweries, hiking, boating, and all the attractions that make the Finger Lakes such a sought-after destination, this property offers the perfect combination of location, versatility, and long-term potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
8/10
South Seneca High SchoolGrades 6-123.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Foundation: Other,See Remarks
  • Roof: Membrane,Rubber,Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Free-Standing Range,Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Kitchen/Family Room Combo,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Flooring: Carpet,Laminate,Varies

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 45268900600000010010120000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck,Propane Tank - Leased

Lot

  • Lot size: 5.70 Acres
  • Features: Agricultural,Corner Lot,Rectangular,Rectangular Lot
  • Lot size dimensions: 331 x 645

Parking

  • Total spaces: 3
  • Parking features: Detached,Electricity,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Seneca County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$31$372
Property Taxes $472$5,664
Electricity $277$3,331
Total$2,296$27,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,720/yr
40% on housing$68,880/yr
45% on housing$61,226/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 14860$254
Seneca County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 14860$501
Seneca County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$299,900
2026-07-09Listed for sale$349,900

For Sale by Agent

AgentNicholas M. Davoli
BrokerageCentury 21 Steve Davoli RE

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