14 E Main St, Waterloo, NY, 13165
About This Home
Prime investment opportunity in the Village of Waterloo. Located in the heart of the Finger Lakes region, this 3-unit building offers 3,494 sq ft of versatile space, featuring a first-floor storefront/bar space, 1 bedroom apartment and a studio apartment, ensuring immediate cashflow. Located in Waterloo's vibrant village, surrounded by shops and amenities, this property offers strong rental income potential. Bar business available for purchase for $75,000 including contents and food truck.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1850
Materials
- Roof: Membrane,Rubber
- Construction materials: Stucco
Type & Style
- Home type: MultiFamily
- Architectural style: Triplex
- Property subType: Mixed Use,Triplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Flooring: Hardwood,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 3,494
- Total interior livable area: 3,494 sqft
Property
Details
- Parcel number: 45380101300000010030000000
- Zoning description: Commercial
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 2,613 sqft
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 20 x 134
Parking
- Parking features: Two or More Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Seneca County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,263 | $15,156 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $393 | $4,716 |
| Electricity | $577 | $6,928 |
| Total | $2,343 | $28,116 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-08 | Listed for sale | $249,900 |
| 2025-11-01 | Listing removed | $249,900 |
| 2025-07-23 | Price change | $249,900 |
| 2025-02-25 | Listed for sale | $269,000 |
| 2025-01-04 | Pending sale | $269,000 |
| 2024-12-02 | Listed for sale | $269,000 |
| 2019-09-25 | Sold | $165,000 |
| 2016-05-27 | Sold | $185,000 |
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