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8630 215th St N, Forest Lake, MN, 55025

5beds
4baths
4,811sqft
$1,295,000
$269price/sqft
$9,001/moest. monthly cost
$360,040/yrincome needed

About This Home

Perfectly perched and nestled upon the serene, exclusive shores of Forest Lake's 3rd lake, this fully renovated five-bedroom, four-bath residence offers a premier, tranquil waterfront lifestyle with refined, modern rustic elegance. COMMANDING elevated views captivate you as you gaze out at the beauty that the lake provides. The A-Frame style just under 4,700 sq ft home maximizes stunning, direct lake vistas through soaring ceilings and expansive windows, merging bright, sophisticated interiors. The open-concept design is flooded with natural light, showcasing breathtaking, panoramic water views directly from the gourmet kitchen and spacious main living areas. The primary en-suite on the upper level is grand, spacious, and features a stunning bath, large walk-in closets, and a private mezzanine overlooking the lower level and offering spectacular views. The walk-out lower level showcases the lake lifestyle with a stylish wet bar, a spacious family room that includes a billiards area, and three additional generously sized bedrooms. Outside, you can relax in your choice of several inviting spots: on the large attached lakeside deck, the outdoor patio, or on the rare boathouse top deck at the water's edge. This waterfront retreat is unlike any other; come and experience the lakeshore dream on one of the metro area's most sought-after lakes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Refrigerator,Wall Oven,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Egress Window(s),Finished,Full,Sump Pump,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 400
  • Dimensions: 25x16

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Lower
  • Area: 180
  • Dimensions: 15x12

Bedroom4

  • Level: Lower
  • Area: 169
  • Dimensions: 13x13

Bedroom5

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Family Room

  • Level: Lower
  • Area: 221
  • Dimensions: 17x13

Features

  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Gas,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Finished area below ground: 1,600
  • Finished area above ground: 3,091

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,811
  • Total interior livable area: 4,811 sqft

Kitchen

  • Level: Main
  • Area: 294
  • Dimensions: 21x14

Living Room

  • Level: Main
  • Area: 420
  • Dimensions: 30x14

Office

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Other

  • Level: Lower
  • Area: 400
  • Dimensions: 25x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1403221310049
  • Zoning description: Residential-Single Family
  • Foundation area: 1750

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: East,Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake View,Lake Bottom(Hard)
  • Frontage length: Water Frontage: 50

Lot

  • Lot size: 0.25 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 50 x 250

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$723$8,676
Property Taxes $1,325$15,900
Electricity $405$4,869
Total$9,001$108,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$308,605/yr
40% on housing$270,030/yr
45% on housing$240,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 55025$234
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55025$188
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,375,000
2021-12-02Sold$950,000
2021-08-06Sold$950,000
2021-06-27Pending sale$899,900
2021-06-18Listed for sale$899,900
2021-04-29Sold$330,000
2019-08-23Sold$700,000
2019-07-16Pending sale$699,900
2019-04-21Listed for sale$699,900
2014-08-22Listing removed$499,900
2014-05-28Price change$499,900
2014-03-22Price change$525,000
2013-10-01Price change$549,900
2013-08-25Listed for sale$574,900
2010-04-27Sold$364,000
2009-09-30Sold$364,000
2008-07-17Listing removed$650,000
2008-02-27Price change$650,000
2007-11-12Listed for sale$699,900
1996-01-03Sold$50,000

For Sale by Agent

AgentBob Muske, GRI
BrokerageRE/MAX Synergy

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