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8580 215th St N, Forest Lake, MN, 55025

2beds
3baths
1,473sqft
$799,999
$543price/sqft
$5,439/moest. monthly cost
$217,560/yrincome needed

About This Home

Incredibly Rare Lakefront Opportunity on Forest Lake! Enjoy 75 feet of prime lakeshore on this one-of-a-kind property that offers endless possibilities and sweeping panoramic views. Whether you're seeking a year-round residence or the perfect weekend escape, this home delivers the very best of lake life — with comfort, convenience, and unforgettable views.. You'll love the lakeshore, ideal for swimming, boating, and relaxing by the water. The beautifully crafted stone landscaping around the home and down to the shoreline creates a stunning and serene setting, perfect for entertaining or unwinding. This 2-bedroom, 3-bathroom home was thoughtfully renovated by the previous owners,. In 2000, the current owner added a spacious attached two-car garage, providing added functionality and storage. Don’t miss your chance to own a slice of lakefront paradise on Forest Lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 9 x 16

Bedroom2

  • Level: Lower
  • Area: 120
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Deck

  • Area: 320
  • Dimensions: 16x20

Family Room

  • Level: Lower
  • Area: 375
  • Dimensions: 15x25

Features

  • Number of fireplaces: 2
  • Fireplace features: Brick,Stone
  • Fireplace: Yes
  • Finished area below ground: 580
  • Finished area above ground: 893

Garage

  • Area: 600
  • Dimensions: 30x20

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,473
  • Total interior livable area: 1,473 sqft

Kitchen

  • Level: Main
  • Area: 265.2
  • Dimensions: 15.6 x 17

Laundry

  • Level: Lower
  • Area: 140
  • Dimensions: 7x20

Living Room

  • Level: Main
  • Area: 202.8
  • Dimensions: 15.6 x 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1403221310055
  • Zoning description: Residential-Single Family
  • Foundation area: 1628

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 75

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 55 x 261 x 50 x 268APPRO x

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$446$5,352
Property Taxes $778$9,336
Electricity $170$2,050
Total$5,439$65,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,480/yr
40% on housing$163,170/yr
45% on housing$145,040/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$543This listing

vs Other Active Listings

Avg $/sqft

ZIP 55025$231
Washington County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 55025$188
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$820,000
2026-05-01Price change$835,000
2026-04-16Price change$850,000
2026-03-28Listed for sale$875,000
2026-02-07Listing removed$875,000
2025-10-20Listed for sale$875,000
1999-11-01Sold$264,300
1998-08-26Sold$183,000

For Sale by Agent

AgentJeanne Johnson
BrokerageRE/MAX Results

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