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22010 Ga Highway 46, Pembroke, GA, 31321

3beds
3baths
1,921sqft
$398,900
$208price/sqft
$3,195/moest. monthly cost
$127,800/yrincome needed

About This Home

Situated on 5.11 usable acres in Pembroke, this updated property offers space, flexibility, and functional outdoor living. Inside, the home features a spacious open living area centered around a white brick fireplace that is closed and designed to accommodate gas logs, with access available for a future gas line installation, creating a natural gathering space. Updated flooring, fresh paint, and an upgraded kitchen with ample cabinetry and modern finishes provide a clean, move-in ready feel throughout. A large secondary living space offers excellent flexibility and can easily serve as a den, game room, or office. A walkway connects this flex space to the two-car garage, adding convenience and functionality to the layout. Outdoor living is a standout with two screened-in porches, including one featuring a built-in brick structure that offers great potential for future customization or entertaining. The property also includes a powered barn and a two-car garage, providing ample space for storage, hobbies, or workspace needs. This home offers a private setting while still being conveniently close to I-16 for easy access.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Stilson Elementary SchoolGrades PK-59.3 mi
6/10

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Central,Electric,Other
  • Cooling features: Central Air,Electric,Other

Interior Area

  • Total interior livable area: 1,921 sqft

Property

Details

  • Parcel number: 154000020A000 & 154 000020A001
  • Zoning: ZN1
  • Special condition: Standard

Features

  • Stories: 1
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 5.11 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Drought
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$253$3,036
Property Taxes $706$8,472
Electricity $219$2,637
Total$3,195$38,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,542/yr
40% on housing$95,850/yr
45% on housing$85,200/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 9.2%
9.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 31321$184
Bulloch County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 31321$194
Bulloch County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$410,000
2026-04-16Price change$425,000
2026-03-30Listed for sale$445,000

For Sale by Agent

AgentChristina M. Webster
BrokerageCoast & Country RE Experts

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