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1 Church St, Portal, GA, 30450

5beds
5baths
2,908sqft
$224,900
$77price/sqft
$1,654/moest. monthly cost
$66,160/yrincome needed

About This Home

Discover the possibilities with this spacious 5-bedroom, 5-bath property in Portal, offering exceptional flexibility for multi-generational living, rental income, or a growing family. The main residence features 3 bedrooms and 2 full baths, along with a welcoming family room, a functional kitchen, dining area, and a convenient indoor laundry room. Connected to the main home is an expansive 1,334-square-foot in-law suite, guest house, or private apartment. This versatile space includes 2 oversized bedrooms, each with its own private bath, a large open-concept kitchen and family room, and an additional bonus room that can serve as a home office, extra storage, or even a third bedroom. Whether you're looking for a home with room for extended family, a property with income-producing potential, or the opportunity to create two separate living spaces, this unique property offers endless possibilities. Property is being sold AS IS.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
Portal Elementary SchoolGrades PK-50.3 mi
6/10
Portal Middle/High SchoolGrades 6-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1938

Materials

  • Roof: Composition
  • Construction materials: Press Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range (Combo),Refrigerator
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 5
  • Main level bedrooms: 5

Dining Room

  • Features: Separate Room

Features

  • In-Law Floorplan,Master On Main Level,Roommate Plan,Split Bedroom Plan
  • Flooring: Carpet,Laminate,Other
  • Finished area below ground: 0
  • Finished area above ground: 2,908

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,908
  • Total interior livable area: 2,908 sqft

Property

Details

  • Parcel number: P04 000045 000
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.46 Acres
  • Features: Corner Lot,Level

Parking

  • Parking features: Parking Shed,Side/Rear Entrance

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$116$1,392
Property Taxes $119$1,428
Electricity $282$3,390
Total$1,654$19,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,708/yr
40% on housing$49,620/yr
45% on housing$44,106/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 9.2%
9.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 30450$192
Bulloch County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 30450$146
Bulloch County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$224,900
2025-09-24Sold$185,000
2025-08-18Pending sale$185,000
2025-06-30Price change$185,000
2025-05-28Listed for sale$215,000
2022-11-22Sold$120,000
2022-10-17Listed for sale$120,000

For Sale by Agent

AgentJeff Graham
BrokerageRE/MAX Eagle Creek Realty

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