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1226 Mercer Rd, Franklin, PA, 16323

4beds
1baths
2,830sqft
$319,000
$113price/sqft
$2,433/moest. monthly cost
$97,320/yrincome needed

About This Home

Welcome to this superb Franklin property offering 10.5 scenic acres in Venango County. Set down a private driveway, the 1870 farmhouse features 2,830 square feet with 4 bedrooms, 1 bath, spacious rooms, and inviting front and rear porches perfect for enjoying the peaceful country setting. The diverse acreage includes pasture, woods, open fields, an apple orchard, and additional fruit trees, ideal for hobby farming, livestock, recreation, or country living. A standout feature is the versatile 2,880-square-foot two-story barn built in 2017, complete with 8 stalls, tack room, hay/storage loft, electric, and water. The property is just minutes from downtown Franklin and other area amenities. Serviced by spring water and public sewer, this exceptional property combines rural charm, functionality, and convenience. Schedule your private showing today! *Cash or strong conventional financing only.*

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Sandycreek El SchoolGrades PK-51.2 mi
5/10
Franklin Area High SchoolGrades 6-121.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Other,Water Softener

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Room

Interior Area

  • Total structure area: 2,830
  • Total interior livable area: 2,830 sqft

Property

Details

  • Parcel number: 11018021A000
  • Zoning: No Zoning

Features

  • Stories: 2
  • Exterior features: Storage

Lot

  • Lot size: 10.50 Acres

Parking

  • Parking features: Other
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$186$2,232
Property Taxes $324$3,888
Electricity $310$3,726
Total$2,433$29,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,417/yr
40% on housing$72,990/yr
45% on housing$64,880/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 16323$83
Venango County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 16323$82
Venango County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$319,000
2024-08-14Listing removed$334,000
2024-07-12Contingent$334,000
2024-06-26Listed for sale$334,000
2023-10-31Listing removed--
2023-07-06Listed for sale$329,000

For Sale by Agent

AgentClayton Karns
BrokerageRealty One Group Landmark - Franklin

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