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105 W Front St, Oil City, PA, 16301

5beds
3baths
2,512sqft
$55,000
$22price/sqft
$694/moest. monthly cost
$27,760/yrincome needed

About This Home

This is a duplex with two bedrooms on the right hand side and two full baths, one a handicapped accessible bath on the first floor. The left hand side has three bedrooms and one full bath.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
Seventh Street SchoolGrades 2-40.5 mi
6/10
3/10

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: MultiFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,512 sqft

Property

Details

  • Parcel number: 16008171000

Features

  • Exterior features: Wood

Lot

  • Lot size: 2,613 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$86$1,032
Property Taxes $55$660
Electricity $275$3,307
Total$694$8,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,794/yr
40% on housing$20,820/yr
45% on housing$18,506/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$22This listing

vs Other Active Listings

Avg $/sqft

ZIP 16301$76
Venango County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 16301$44
Venango County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-13Listed for sale$55,000
2025-11-15Listing removed$55,000
2025-10-06Listed for sale$55,000
2025-08-05Listing removed--
2025-04-02Listed for sale$55,000
2024-12-02Listing removed--
2024-09-03Listed for sale$50,000
2024-07-10Listing removed--
2024-05-18Listed for sale$65,000
2010-01-19Sold$25,245
2006-12-15Sold$15,500
2006-03-30Sold$16,600
2006-01-17Sold$7,100

For Sale by Owner

AgentProperty Owner

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