195 Kinch Rd, Oil City, PA, 16301
About This Home
Tucked away in the serene river side community of Henry’s Bend, this cozy 3-bedroom cottage offers a unique opportunity to enjoy nature, recreation, and peaceful living. Community boat launch on the Allegheny River available, this home is perfect for outdoor lovers looking to fish, paddle, or simply relax by the water. Thoughtfully cared for over the years, you'll find a warm, functional layout with 3 bedrooms, 1 full bath, and a kitchen equipped with essential appliances. Outside, the spacious lot offers plenty of room for gardens, gatherings, or storing your outdoor gear. Whether you're searching for a weekend retreat or a quiet place to call home, 195 Kinch Rd is a gem in a hidden corner of Venango County.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Roof: Other
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Gas Appliances,Refrigerator,Stove
Bedroom2
- Level: Main
- Dimensions: 9x7
Bedroom3
- Level: Main
- Dimensions: 9x7
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Window Treatments
- Window features: Window Treatments
- Flooring: Laminate,Carpet
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Other
Interior Area
- Total structure area: 636
- Total interior livable area: 636 sqft
Kitchen
- Level: Main
- Dimensions: 14x8
Living Room
- Level: Main
- Dimensions: 14x13
Master Bedroom
- Level: Main
- Dimensions: 11x7
Property
Details
- Parcel number: 22008085000
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: Water Access
Lot
- Lot size: 0.34 Acres
- Lot size dimensions: .34
Parking
- Total spaces: 3
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $376 | $4,512 |
| Home Insurance * | $117 | $1,404 |
| Property Taxes | $153 | $1,836 |
| Electricity | $224 | $2,692 |
| Total | $870 | $10,440 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $74,500 |
| 2025-09-25 | Price change | $77,500 |
| 2025-09-05 | Listed for sale | $80,000 |
| 2025-07-30 | Listing removed | $79,000 |
| 2024-09-06 | Listed for sale | $79,000 |
| 2022-12-01 | Listing removed | -- |
| 2022-06-03 | Listed for sale | $69,000 |
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