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948 Henrys Bend Rd, Oil City, PA, 16301

4beds
3baths
1,683sqft
$625,000
$371price/sqft
$5,652/moest. monthly cost
$226,080/yrincome needed

About This Home

Dreaming of the perfect year round home or weekend retreat near Henry's Bend? This rare 77-acre property offers the ideal blend of privacy, recreation, and comfort! Featuring 4 bedrooms and 3 baths, there's plenty of space for family gatherings and entertaining. Enjoy the peaceful stream flowing beside the cabin, abundant wildlife, and the tranquility of nature just minutes from the river. The property conveys all mineral rights plus optional free gas. A newer first-floor owner's suite features a spa-inspired en-suite with a rain head and dual body shower, while upstairs offers two additional bedrooms, including a mini en-suite. A separate full bath serves guests. The stunning great room showcases beautiful tongue-and-groove woodwork, a cozy wood-burning fireplace, double sliding glass doors, and expansive decks. A massive 50' x 30' garage with oversized 13' doors, opener, and whole-house Kohler generator completes this one-of-a-kind property. Proof of funds required for all showings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
West Forest El SchoolGrades PK-610.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: W/D Hook Up

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Main Level Bedroom

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: None

Interior Area

  • Total structure area: 1,683
  • Total interior livable area: 1,683 sqft

Property

Details

  • Parcel number: 22010012000
  • Zoning: Ag

Features

  • Stories: 2

Lot

  • Lot size: 77 Acres

Parking

  • Total spaces: 4
  • Parking features: 4+ Car,Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$983$11,796
Property Taxes $1,285$15,420
Electricity $224$2,692
Total$5,652$67,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,782/yr
40% on housing$169,560/yr
45% on housing$150,720/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 16301$63
Venango County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 16301$44
Venango County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$625,000

For Sale by Agent

AgentDave McCullough
Brokerage1st Rate Realty, LLC

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