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481 Twin Oaks Rd, Polk, PA, 16342

2beds
1baths
483sqft
$79,900
$165price/sqft
$739/moest. monthly cost
$29,560/yrincome needed

About This Home

This inviting property is the perfect camp or private getaway, offering a peaceful escape surrounded by nature. Don't let the small size fool you, the cozy 483 sq ft interior is thoughtfully designed and features a full bath, an efficient kitchen, and comfortable sleeping accommodations for 6 or more, All furnishings are included, allowing for an easy, turnkey experience. Outside, you'll find a practical work-shed for storage or hobbies, along with a fully electric hunting stand located at the back of the property - perfect for the outdoor enthusiast. Whether you're looking for a weekend escape or a seasonal retreat, this property is ready to enjoy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
Victory El SchoolGrades K-66.5 mi
5/10
Franklin Area High SchoolGrades 7-125.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: No Basement/Foundation
  • Roof: Composition
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Camp/Seasonal

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: No Basement/Foundation

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Room

Interior Area

  • Total structure area: 483
  • Total interior livable area: 483 sqft

Property

Details

  • Parcel number: 30006007000
  • Other equipment: Satellite Dish

Features

  • Patio & porch: Deck
  • Exterior features: Storage

Lot

  • Lot size: 0.67 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$30$360
Property Taxes $81$972
Electricity $224$2,692
Total$739$8,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,337/yr
40% on housing$22,170/yr
45% on housing$19,706/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 16342$73
Venango County$96

vs Homes Sold Last Month

Median $/sqft

ZIP 16342$165
Venango County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$89,000
2026-03-22Listed for sale$98,000
2023-11-14Listing removed$85,000
2023-10-04Listed for sale$85,000

For Sale by Agent

AgentElise Switzer
BrokerageShawgo Real Estate LLC

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