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165 Belted Kingfisher Lane, Richmond Hill, GA, 31324

2beds
3baths
2,769sqft
$1,995,000
$720price/sqft
$15,248/moest. monthly cost
$609,920/yrincome needed

About This Home

Situated on a premium 2+ acre lot on Lake Sterling within Ford Field & River Club, 165 Belted Kingfisher Ln is a rare 1-level lakefront retreat. Designed by renowned architect Jim Strickland of Historical Concepts, the home reflects timeless Lowcountry architecture. Featuring an expansive great room with reclaimed heart pine floors, antique beams with a 20’ ceiling, and a brick fireplace. The kitchen showcases professional grade appliances, mahogany counters, with French doors opening to a 50 ‘ screened porch with unfettered lake views. A breezeway connects the main home to a beautiful guest suite as well as the garage. A private dock invites kayaking, fishing, and birdwatching. Over the past year, the current owners have thoughtfully restored the entire property. bringing this distinctive lakefront home back to its original glory while enhancing everyday livability. In addition, architectural plans have been developed and approved for a 2 bdr, 2 bath, 2-car garage guest home.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
7/10
8/10
Richmond Hill High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2012

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Wine Cooler
  • Laundry features: Laundry Room,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,769 sqft

Property

Details

  • Parcel number: 0544035
  • Zoning: CITY
  • Special condition: Standard
  • Horse amenities: Stable(s)

Features

  • Pool features: Community
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 2.44 Acres

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Heat Wave
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$1,080$12,960
Property Taxes $3,812$45,744
Electricity $269$3,228
Total$15,248$182,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$522,788/yr
40% on housing$457,440/yr
45% on housing$406,613/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$720This listing

vs Other Active Listings

Avg $/sqft

ZIP 31324$237
Bryan County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 31324$198
Bryan County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$1,995,000
2025-04-16Sold$1,500,000
2025-02-13Listed for sale$2,085,000
2025-02-05Listing removed$2,349,000
2025-01-06Price change$2,349,000
2024-11-22Price change$2,499,000
2024-07-03Listed for sale$2,395,000
2024-05-04Listing removed--
2024-03-20Price change$2,649,000
2024-01-25Listed for sale$2,749,000
2021-07-16Sold$1,300,000
2011-01-03Sold$315,000
2006-07-26Sold$525,000

For Sale by Agent

AgentKacey Howard
BrokerageSeabolt Real Estate

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