20 Branch Banks, Lumberton, MS, 39455
About This Home
Nestled on Big Bay Lake development, this exceptional property offers 21 miles of shoreline views and approximately 1,000 acres of pristine water. Featuring a two-slip boathouse, electric lift, sun decks, loft, outdoor shower, kitchen, serving bar and fuel storage, it sits on a quiet dead-end cul-de-sac with breathtaking panoramic sunrises and sunsets.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Roof: Metal
- Construction materials: Cement Siding,HardiPlank Type,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Farm,Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave
Basement
- Area: 0
Bedrooms & Bathrooms
- Bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Laminate
- Finished area above ground: 500
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 500
- Total interior livable area: 1,000 sqft
Kitchen
- Features: Pass-Through
Property
Details
- Parcel number: 14624001.054
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Patio,Deck
- Exterior features: Outdoor Shower,Utilities
- Has view: Yes
- View description: Lake,Private,Scenic,Street,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Big Bay Lake
Lot
- Lot size: 0.65 Acres
- Features: Trees
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hurricane
- Heat Wave
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lamar County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $235 | $2,820 |
| Property Taxes | $223 | $2,676 |
| Electricity | $192 | $2,304 |
| Total | $2,799 | $33,588 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-05 | Listed for sale | $475,000 |
View on Zillow