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65 Derby Ln, Huntington, WV, 25705

4beds
4baths
4,490sqft
$519,000
$116price/sqft
$4,092/moest. monthly cost
$163,680/yrincome needed

About This Home

Impeccably designed and meticulously maintained masterpiece situated in a highly sought after neighborhood. The home opens beautifully into a breathtaking main living area perfectly tailored for both entertaining and everyday luxury. The heart of the home is a true chef’s kitchen, complete w/ a professional grade refrigerator, seamlessly flowing into a stunning living room anchored by an incredible fireplace.Expansive windows frame peaceful views of the private deck, blending indoor comfort with outdoor serenity. The main floor boasts a dedicated study with custom built in bookshelves an absolute reader's dream alongside a convenient main floorbedroom with a private en suite bathroom. A thoughtfully placed half bath near the laundry room.Upstairs, the layout continues to impress with three generous bedrooms and a centrally located fullbathroom. The 2nd floor offers an expansive primary suite, featuring a massive closet, a full bath and a unique private overlook.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Explorer AcademyGrades PK-51.1 mi
6/10
East End Middle SchoolGrades 6-81.6 mi
2/10
Huntington High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Basement

  • Basement: None

Bedroom2

  • Level: Upper
  • Dimensions: 17.2x17.11

Bedroom3

  • Level: Upper
  • Dimensions: 16.10x15.6

Bedroom4

  • Level: Upper
  • Dimensions: 16.11x15.7

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 7x14

Family Room

  • Level: Main
  • Dimensions: 17.6x29.0

Features

  • Separate/Formal Dining Room,Eat-in Kitchen
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 4,490 sqft

Kitchen

  • Level: Main
  • Dimensions: 29.8x15.4

Living Room

  • Level: Main
  • Dimensions: 14.7x17.11

Other

  • Level: Main
  • Dimensions: 14.9x18

Primary Bedroom

  • Level: Main
  • Dimensions: 13.7x18

Property

Details

  • Parcel number: 060004007A01120000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Patio

Lot

  • Lot size: 0.51 Acres
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Total spaces: 3
  • Parking features: Garage,Three Car Garage,Three or more Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$412$4,944
Property Taxes $591$7,092
Electricity $465$5,581
Total$4,092$49,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,297/yr
40% on housing$122,760/yr
45% on housing$109,120/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 25705$80
Cabell County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 25705$116
Cabell County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$515,000
2026-07-16Price change$519,000
2026-07-02Price change$534,000
2026-05-28Listed for sale$539,000
2023-06-27Sold$482,000
2023-05-10Pending sale$495,000
2023-04-28Listed for sale$495,000
2018-05-29Sold$435,000
2017-03-04Listed for sale$508,000

For Sale by Agent

AgentCHRISTIE GIOMPALO
BrokerageImpact Realty Group

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