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2206 Anderson Rd APT 3004, Oxford, MS, 38655

2beds
3baths
1,152sqft
$315,000
$273price/sqft
$2,060/moest. monthly cost
$82,400/yrincome needed

About This Home

Welcome to Esplanade Ridgewhere low-maintenance living meets quiet Oxford charm. This 2 bed | 2.5 bath end-unit condo is ideal for a weekend retreat or a focused student lifestyle. Conveniently located one mile from the Ole Miss Campus. Step outside to your private patio area to enjoy your morning coffee before heading to the big game. You will be surrounded by peaceful green space and mature trees. Is this the Oxford home base you've been searching for?

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
Oxford Elementary SchoolGrades 4-52.1 mi
7/10
9/10
Oxford High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse/Condo

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Washer,Microwave/Free-Standing,Electric Water Heater
  • Laundry features: W/D Hook Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Pantry,Solid Surface Countertops,Ceiling Fan(s)
  • Window features: Aluminum Frames,Blinds
  • Flooring: Laminate,Ceramic Tile

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 134N1927500
  • Attached to another structure: Yes
  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Sprinkler System-Yard

Parking

  • Parking features: None,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$140$1,680
Property Taxes $136$1,632
Electricity $192$2,304
Total$2,060$24,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,628/yr
40% on housing$61,800/yr
45% on housing$54,933/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 38655$256
Lafayette County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 38655$246
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$330,000
2023-04-20Listing removed--
2023-03-06Pending sale$240,000
2023-03-02Listed for sale$240,000

For Sale by Agent

AgentCassidy Shoemake
BrokerageCrye-Leike Oxford Real Estate

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