234 Elm St, Oxford, MS, 38655
About This Home
Prime location near the Oxford Square! This recently renovated unit features updated finishes and a clean, modern interior. Can't beat the location—short walk to the Square and the Grove, offering easy access to Oxford's top dining, shopping, and entertainment. Perfect for game weekends or everyday living.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Slab
- Roof: Architectural
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Residential
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Electric
Features
- Window features: Screens,Vinyl,Drapes
- Flooring: Carpet,Hardwood
Interior Area
- Total structure area: 1,196
- Total interior livable area: 1,196 sqft
Property
Details
- Parcel number: 135M2116000
- Attached to another structure: Yes
- Zoning description: SUBDIVISION COVENANT
Features
- Pool features: None
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Earthquake
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Lafayette County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $289 | $3,468 |
| Property Taxes | $281 | $3,372 |
| Electricity | $192 | $2,304 |
| Total | $4,043 | $48,516 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $799,999 |
| 2021-09-21 | Listing removed | -- |
| 2021-08-29 | Pending sale | $327,900 |
| 2021-08-17 | Listed for sale | $327,900 |
View on Zillow