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51 Private Road 3057 APT 3, Oxford, MS, 38655

2beds
2baths
1,192sqft
$310,000
$260price/sqft
$2,031/moest. monthly cost
$81,240/yrincome needed

About This Home

Welcome to one of the most desirable locations in The Mark! Situated on Private Road 3057 in the newest Phase III section of the community, this beautifully maintained condo offers the perfect combination of privacy, convenience, and modern living. Phase III units are among the most sought-after in the development, featuring larger floor plans, spacious kitchens, upgraded finishes, and a more contemporary design than earlier phases. Ideally located off Old Taylor Road just minutes from the Ole Miss campus, this condo is perfect for a primary residence, game-day retreat, investment property or student housing. The open-concept layout is designed for comfortable living and entertaining, featuring generous living spaces, ample storage, and a private balcony with a storage closet. This unit has a NEST video doorbell and NEST thermostat. The kitchen includes stainless steel appliances and a large bar area that can accommodate 4 barstools. The bedrooms feature walk-in closets and ample room for king or queen-size bedding. There is a large closet in the entrance, a linen closet within steps of the washer and dryer and an additional storage closet within the ensuite master bath, allowing you room for all of your storage needs. Complex residents have access to 2 swimming pools, tennis/pickleball courts, a walking track, and a workout facility.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
Oxford Elementary SchoolGrades 4-52.5 mi
7/10
9/10
Oxford High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Hardwood

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,192 sqft

Property

Details

  • Parcel number: 139P3116511

Features

  • Exterior features: Other,Brick

Lot

  • Lot size: 1,192 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Strong Wind

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$138$1,656
Property Taxes $134$1,608
Electricity $192$2,304
Total$2,031$24,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,634/yr
40% on housing$60,930/yr
45% on housing$54,160/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 38655$256
Lafayette County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 38655$246
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-31Listed for sale$310,000

For Sale by Owner

AgentProperty Owner

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