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3977 Everett Rd, Urbana, OH, 43078

5beds
3baths
4,107sqft
$770,000
$187price/sqft
$5,476/moest. monthly cost
$219,040/yrincome needed

About This Home

With its picturesque setting, this remarkable historic property features nearly 25 acres, large horse barn, fenced pasture, and Buck Creek running through the middle of it. The stately home offers over 4,100 square feet with parlor, living room, large fully updated kitchen open to dining room, spacious laundry/mudroom combination, office/den, 5 bedrooms and 2.5 updated baths. Historic character throughout with original entry hall staircase, 2 fireplaces, wide plank floors and much more. Stunning views with mature trees, creek, farm fields and Pretty Prairie sunsets.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
East Elementary SchoolGrades PK-55.0 mi
5/10
5/10
Urbana High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 4,107
  • Total interior livable area: 4,107 sqft

Property

Details

  • Parcel number: J391011310000709

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 24.66 Acres
  • Features: Pasture
  • Lot size dimensions: 24.66 ACRES

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,893$46,716
Home Insurance *$457$5,484
Property Taxes $686$8,232
Electricity $440$5,285
Total$5,476$65,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,748/yr
40% on housing$164,280/yr
45% on housing$146,026/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 43078$145
Champaign County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 43078$168
Champaign County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$770,000
2019-09-09Sold$325,000
2019-07-30Pending sale$359,000
2019-06-02Price change$359,000
2019-05-15Listed for sale$369,900
2017-09-07Sold$305,000
2016-07-29Sold$70,000

For Sale by Agent

AgentDusty A. Hurst
BrokerageBHHS Metro & Fields Realty

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