4096 Middle Urbana Rd, Urbana, OH, 43078
About This Home
The experience begins as you turn onto the winding driveway leading to this remarkable hilltop estate, set on 5.84 acres of scenic countryside that's truly hard to replicate. Thoughtfully designed to be enjoyed year-round, the property delivers sweeping views, colorful fall landscapes, winter sledding fun, and peaceful summer privacy. Enhancing the resort-like atmosphere is an impressive 18x38 in-ground pool, privately positioned to create your own outdoor retreat. With convenient access to the home, it's perfectly suited for effortless indoor and outdoor entertaining. Offering over 5,000 square feet of finished living space across three levels, this 5-bedroom, 5.5 bath residence showcases quality craftsmanship and upscale finishes throughout. The grand foyer sets the tone with a striking two-story wall of windows overlooking the surrounding wooded setting. The main-level owner's suite provides a luxurious escape and is complete with a spa-inspired bath. The owner's suite connects to the home's library/study. With four fireplaces, two full kitchens, and two laundry areas, the home offers exceptional flexibility for daily living or multi-generational arrangements. The walkout lower level is ideal for a second owner's suite or private guest quarters. The gourmet kitchen features a five-burner gas cooktop, wall oven, microwave, granite countertops, a large pantry, center island, and built-in desk area. It opens to a spacious family room with expansive windows and a gas fireplace. The two-story living room also includes a gas fireplace and an open staircase to the upper level. Upstairs, a loft overlooks the main living space and leads to three bedrooms and two full baths, including a Jack and Jill design with separate vanities. The lower level adds even more living space with a rec room and two-sided gas fireplace, add'l living areas, two full baths, the 5th bedroom, plus a second kitchen and laundry. Additional features include whole house audio and security system.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Construction materials: Brick,Stone,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener Rented,Water Softener,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access
Bedroom
- Level: Main
- Dimensions: 18 x 14
Bedroom
- Level: Second
- Dimensions: 20 x 12
Bedroom
- Level: Second
- Dimensions: 18 x 14
Bedroom
- Level: Second
- Dimensions: 15 x 12
Bedroom
- Level: Basement
- Dimensions: 20 x 12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Breakfast Room Nook
- Level: Main
- Dimensions: 14 x 14
Dining Room
- Level: Main
- Dimensions: 15 x 12
Dining Room
- Level: Basement
- Dimensions: 14 x 7
Entry Foyer
- Level: Main
- Dimensions: 15 x 9
Family Room
- Level: Basement
- Dimensions: 25 x 12
Features
- Wet Bar,Cathedral Ceiling(s),Bar,Walk-In Closet(s)
- Fireplace features: Gas,Multiple
- Fireplace: Yes
Great Room
- Level: Main
- Dimensions: 20 x 16
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 3,969
- Total interior livable area: 3,969 sqft
Kitchen
- Level: Main
- Dimensions: 17 x 15
Kitchen
- Level: Basement
- Dimensions: 14 x 12
Living Room
- Level: Basement
- Dimensions: 14 x 12
Loft
- Level: Second
- Dimensions: 12 x 11
Office
- Level: Main
- Dimensions: 14 x 13
Recreation
- Level: Basement
- Dimensions: 20 x 16
Utility Room
- Level: Main
- Dimensions: 12 x 10
Utility Room
- Level: Basement
- Dimensions: 11 x 6
Property
Details
- Parcel number: K411111190000104
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground
- Patio & porch: Deck,Patio,Porch
- Exterior features: Deck,Fence,Pool,Porch,Patio
Lot
- Lot size: 5.84 Acres
- Lot size dimensions: 5.84 Acres
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,016 | $72,192 |
| Home Insurance * | $706 | $8,472 |
| Property Taxes | $1,060 | $12,720 |
| Electricity | $425 | $5,108 |
| Total | $8,207 | $98,484 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $1,195,000 |
| 2020-09-04 | Sold | $699,900 |
| 2020-08-15 | Pending sale | $699,900 |
| 2020-06-20 | Price change | $699,900 |
| 2020-04-24 | Price change | $749,900 |
| 2019-11-19 | Listed for sale | $769,900 |
| 2008-02-29 | Sold | $90,000 |
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