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308 E Main Street, Mount Olive, NC, 28365

2beds
1baths
834sqft
$81,900
$98price/sqft
$759/moest. monthly cost
$30,360/yrincome needed

About This Home

Don't miss this excellent opportunity to own a well-maintained 2-bedroom, 1-bath home conveniently located at 308 E. Main Street in Mount Olive. Offering 834 square feet of comfortable living space, this charming residence sits on a generous 0.185-acre lot and is perfect for first-time homebuyers, downsizers, or investors. Recent updates include fresh interior paint, creating a bright and welcoming atmosphere throughout. The functional floor plan provides cozy living spaces, while the detached garage offers additional storage, workshop potential, or protected parking. Enjoy the convenience of being close to downtown Mount Olive, local shopping, dining, schools, and community amenities. With an attractive asking price of just $81,900, this property presents an exceptional value and an affordable path to homeownership. Schedule your showing today and see all the potential this charming home has to offer!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
Carver Elementary SchoolGrades PK-40.8 mi
7/10
2/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Asbestos,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None

Heating & Cooling

  • Heating features: Heat Pump,Space Heater,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 834
  • Total interior livable area: 834 sqft

Property

Details

  • Parcel number: 2572968451
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch,Rear Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 8,085 sqft
  • Lot size dimensions: 55 x 147 x 55 x 147

Parking

  • Total spaces: 1
  • Parking features: Unpaved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wayne County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $414$4,968
Home Insurance *$51$612
Property Taxes $94$1,128
Electricity $200$2,405
Total$759$9,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,022/yr
40% on housing$22,770/yr
45% on housing$20,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 28365$196
Wayne County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 28365
Wayne County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$81,900
2026-06-10Listed for sale$81,900

For Sale by Agent

AgentDavid Kornegay
BrokerageKornegay Realty

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