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345 Rock Road, Goldsboro, NC, 27534

2beds
2baths
1,822sqft
$319,900
$176price/sqft
$2,231/moest. monthly cost
$89,240/yrincome needed

About This Home

Current appraisal date 6/17/25 for $350000, we are $30000 below appraisal...motivated sellers. Beautiful log cabin retreat on 5.7 private acres along the Neuse River offering the perfect blend of rustic charm, peaceful surroundings, and flexible living space. This unique property lives like a 3-bedroom home with a spacious upstairs loft/sleeping area ideal for guests, a private retreat, office, or additional sleeping quarters. Surrounded by towering trees and natural shade, this property offers the kind of privacy and tranquility that is increasingly hard to find. Whether you enjoy hunting, fishing, gardening, raising small animals, or simply relaxing near the water, this property provides endless possibilities. Inside, the home showcases warm wood finishes throughout with soaring vaulted ceilings and an inviting open-concept layout. The cozy living room features a wood-burning fireplace and flows seamlessly into the spacious kitchen and dining area, creating an ideal setting for entertaining family and friends. The kitchen is equipped with gas burners, double ovens, dishwasher, refrigerator, and its own dining space. The oversized main bedroom features sliding doors leading directly to the expansive rear deck, while both bathrooms offer generous layouts with dual vanities and excellent storage. Upstairs, the large loft area provides exceptional flexibility and is currently utilized as additional sleeping space, giving the home the functionality of a 3-bedroom layout. Step outside to enjoy the oversized 40-foot covered porch and deck, perfect for morning coffee, evening BBQs, or simply taking in the peaceful wooded surroundings. A detached 2-car garage with loft storage provides additional functionality and plenty of room for equipment, hobbies, or recreational gear. With river access nearby, abundant wildlife, mature trees, and room to roam, this property offers the ideal cabin lifestyle while still providing practical everyday living. A truly rare opportunity to own a peaceful waterfront-area log cabin retreat with acreage, privacy, and versatile living space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
Spring Creek MiddleGrades 5-83.8 mi
6/10
Spring Creek High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Log,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Refrigerator,Double Oven,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second

Features

  • Master Downstairs,Vaulted Ceiling(s),Ceiling Fan(s),Wood Burning Stove
  • Window features: Thermal Windows
  • Flooring: Laminate,Hardwood
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Attic: Storage,Other,See Remarks

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Propane,Gas Pack,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,822
  • Total interior livable area: 1,822 sqft

Kitchen

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 3515766835
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Porch
  • Fencing: None
  • Has view: Yes
  • View description: Marsh
  • Has water view: Yes
  • Water view: Marsh
  • On waterfront: Yes
  • Waterfront features: Water Access Comm
  • Frontage type: River
  • Living area range: 1800 - 1999

Lot

  • Lot size: 5.70 Acres
  • Features: Wetlands,Wooded,Water Access Comm
  • Lot size dimensions: Appro x 5.7 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wayne County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$227$2,724
Property Taxes $187$2,244
Electricity $200$2,405
Total$2,231$26,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,491/yr
40% on housing$66,930/yr
45% on housing$59,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 27534$141
Wayne County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 27534$144
Wayne County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$319,900
2026-07-15Price change$329,900
2026-06-26Listed for sale$344,900
2026-06-08Pending sale$344,900
2026-06-08Contingent$344,900
2026-05-26Price change$344,900
2026-05-18Listed for sale$349,900
2026-05-01Pending sale$349,900
2026-05-01Contingent$349,900
2026-04-20Listed for sale$349,900
2026-04-13Pending sale$349,900
2026-04-12Contingent$349,900
2026-03-31Listed for sale$349,900
2024-10-17Listing removed$1,750
2024-10-10Listed for rent$1,750
2024-03-11Listing removed--
2023-10-17Pending sale$244,900
2023-08-07Listing removed--
2023-08-04Price change$1,600
2022-07-15Listed for rent$1,500
2022-06-01Sold$305,000
2022-04-07Pending sale$244,900
2022-04-07Contingent$244,900
2022-04-04Listed for sale$244,900
2008-03-06Sold$180,000
2005-07-29Sold$159,000

For Sale by Agent

AgentJinny Lyon
BrokerageBerkshire Hathaway Home Services McMillen & Associates Realty

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