See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

403 Western Wayne Dr, Pikeville, NC, 27863

4beds
3baths
2,273sqft
$365,000
$161price/sqft
$2,477/moest. monthly cost
$99,080/yrincome needed

About This Home

Welcome to this spacious four-bedroom, three-bathroom home set on nearly half an acre with a large fenced-in backyard offering plenty of room to enjoy the outdoors! Inside, the living room features vaulted ceilings, abundant natural light, and a cozy fireplace that creates a warm and inviting atmosphere. The kitchen is designed for both everyday living and entertaining, offering stainless steel appliances, a breakfast bar, ample cabinet space, and easy access to the formal dining room. The first-floor primary suite provides a comfortable retreat with elegant tray ceilings and an en-suite bathroom featuring dual vanity sinks and a relaxing garden tub. Upstairs, you'll find an additional versatile space complete with a full bathroom that can serve as a fourth bedroom or a spacious bonus room to suit a variety of needs. Step outside to the standout feature of the home -- an expansive back patio that offers the perfect setting for outdoor gatherings, relaxing evenings, or simply enjoying the large fenced-in backyard!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
8/10
Norwayne Middle SchoolGrades 6-86.9 mi
4/10

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,273

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Dual

Interior Area

  • Total structure area: 2,273
  • Total interior livable area: 2,273 sqft

Property

Details

  • Parcel number: 2682136299
  • Special condition: Seller Licensed Real Estate Professional

Features

  • Levels: One and One Half
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wayne County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$204$2,448
Property Taxes $217$2,604
Electricity $211$2,540
Total$2,477$29,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,925/yr
40% on housing$74,310/yr
45% on housing$66,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 27863$131
Wayne County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 27863$177
Wayne County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$365,000
2022-03-04Listing removed--
2022-02-07Listed for rent$1,750
2021-04-22Listing removed--
2021-01-28Listed for sale$265,000
2017-09-13Sold$181,000
2008-02-01Sold$212,000

For Sale by Agent

AgentCinthia J Valeriano Rodriguez
BrokerageDASH Carolina

Similar Homes