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440 E Elm Street, Goldsboro, NC, 27530

2beds
1baths
888sqft
$67,000
$75price/sqft
$654/moest. monthly cost
$26,160/yrincome needed

About This Home

PERFECT INVESTMENT- Investor special; great rental or flip! Charming home located at 440 E Elm St in Goldsboro, NC. This inviting property features a well-maintained exterior and a spacious interior with multiple bedrooms and bathrooms. The living space is enhanced by an abundance of natural light and a cozy atmosphere. The kitchen is functional and ready for all your culinary needs. Outside, you'll find a pleasant yard appropriate for relaxation and outdoor activities. Conveniently situated near local amenities and community resources.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

2/10
Dillard Middle SchoolGrades 6-80.5 mi
2/10
Goldsboro High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Composition,Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 888
  • Total interior livable area: 888 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 12000016004028
  • Zoning: R-6
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Open,Porch
  • Exterior features: None
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 1 Acres
  • Features: Level
  • Lot size dimensions: 50 x 50

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Wayne County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $338$4,056
Home Insurance *$43$516
Property Taxes $73$876
Electricity $200$2,405
Total$654$7,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,422/yr
40% on housing$19,620/yr
45% on housing$17,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 27530$109
Wayne County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 27530$154
Wayne County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-22Listed for sale$67,000

For Sale by Agent

AgentCraig Tribus
BrokerageBeycome Brokerage Realty LLC

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