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204 E Oak Street, Goldsboro, NC, 27530

2beds
1baths
1,210sqft
$196,900
$163price/sqft
$1,538/moest. monthly cost
$61,520/yrincome needed

About This Home

Come see this one! Convenient as it sits in the downtown area. Three Bedroom one bath home that features a cute front porch of morning or evening coffee time. Living room is in the front and hall leads to an open dining and wash room area with the kitchen in the back of the house. The back yard is ready for cookouts with friends and family. Come see this one today.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

2/10
Dillard Middle SchoolGrades 6-81.2 mi
2/10
Goldsboro High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Blinds/Shades

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,210
  • Total interior livable area: 1,210 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3509070050
  • Zoning: GB
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Fencing: Partial,Fenced
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 46 x 112 x 46 x 112.93

Parking

  • Parking features: Shared Driveway,On Street,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Inland Flooding
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Wayne County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $995$11,940
Home Insurance *$128$1,536
Property Taxes $215$2,580
Electricity $200$2,405
Total$1,538$18,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,731/yr
40% on housing$46,140/yr
45% on housing$41,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 27530$108
Wayne County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 27530$154
Wayne County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$196,900
2026-06-09Listed for sale$204,900
2025-03-03Listing removed--
2025-01-23Listed for sale$205,000
2022-11-10Sold$40,000
2020-08-21Sold$24,000

For Sale by Agent

AgentFelicia Worrell
BrokerageColdwell Banker Howard Perry & Walston

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