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110 Smith St, Greenfield, OH, 45123

2beds
1baths
749sqft
$125,000
$167price/sqft
$995/moest. monthly cost
$39,800/yrincome needed

About This Home

Welcome to 110 Smith St. in Greenfield! This charming 2-bedroom, 1-bath home offers comfortable living with a functional layout and a spacious living room that's perfect for relaxing or gathering with family and friends. A welcoming front porch provides the ideal spot to enjoy your morning coffee or unwind in the evening, while the generously sized yard offers plenty of space for gardening, entertaining, pets, or outdoor activities. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, this home provides an excellent blank canvas to add your personal style and make it your own. Conveniently located near local amenities, this inviting property is ready for its next owner. Schedule your showing today!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
7/10
Greenfield Middle SchoolGrades 6-80.6 mi
4/10
McClain High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1901

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Second
  • Dimensions: 12 x 8

Bedroom

  • Level: Second
  • Dimensions: 15 x 8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Remodeled
  • Window features: Vinyl

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Other,Wall Unit(s)

Interior Area

  • Total structure area: 749
  • Total interior livable area: 749 sqft

Kitchen

  • Level: Main
  • Dimensions: 15 x 10

Laundry

  • Level: Main
  • Dimensions: 6 x 3

Living Room

  • Level: Main
  • Dimensions: 12 x 15

Property

Details

  • Parcel number: 2717001087.00
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half

Lot

  • Lot size: 7,361 sqft
  • Lot size dimensions: 7362

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$89$1,068
Property Taxes $81$972
Electricity $193$2,320
Total$995$11,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,114/yr
40% on housing$29,850/yr
45% on housing$26,533/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 45123$94
Highland County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 45123
Highland County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$125,000
2023-06-29Sold$20,000

For Sale by Agent

AgentBillie Madden
BrokerageKeller Williams Pinnacle Group

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