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84 River Street, Montgomery Center, VT, 05471

2beds
1baths
854sqft
$209,900
$246price/sqft
$1,671/moest. monthly cost
$66,840/yrincome needed

About This Home

This well-maintained home sets along the Trout River, right in the heart of Montgomery. Whether you're downsizing, investing, or purchasing your first home, this property offers a quiet, relaxing setting with the convenience of village life just steps away. Restaurants, shops, markets, pubs, and spas are all within an easy walk. Enjoy mornings on your covered porch or unwind by the river, the setting truly speaks for itself. Recent upgrades include fresh interior paint, a new front deck, updated roofing, improved plumbing, and a modern electrical panel. The home is set on a slab with tiedowns and features a one-car garage plus a small covered area perfect for a lawn mower or additional storage.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

10/10
Montgomery Center SchoolGrades PK-80.6 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Slab
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Refrigerator
  • Laundry features: 1st Floor Laundry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 854

Heating & Cooling

  • Heating features: Pellet Stove,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 908
  • Total interior livable area: 854 sqft

Property

Details

  • Parcel number: 40212510477
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterbody name: Trout River
  • Frontage length: Road frontage: 110

Lot

  • Lot size: 5,227 sqft
  • Features: Near Skiing

Parking

  • Total spaces: 1
  • Parking features: Crushed Stone,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance $112$1,344
Property Taxes $244$2,928
Electricity $254$3,053
Total$1,671$20,052

Income You'd Need if You Spent...

35% on housing$57,291/yr
40% on housing$50,130/yr
45% on housing$44,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 05471$143
Franklin County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 05471$203
Franklin County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$199,900
2026-07-14Listed for sale$209,900
2024-01-08Sold$229,000
2023-08-07Sold$225,000
2020-08-17Sold$154,000
2016-10-13Sold$54,000
2007-11-05Sold$112,000
2001-07-13Sold$56,000

For Sale by Agent

AgentArmand Chevrier
BrokerageVT Turnkey Realty LLC

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