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87 Fairfield Street, Saint Albans, VT, 05478

6beds
3baths
3,212sqft
$529,000
$165price/sqft
$3,279/moest. monthly cost
$131,160/yrincome needed

About This Home

Discover a fantastic investment or owner-occupied opportunity in the heart of St. Albans! This multi-unit property offers strong rental history with modern updates that make it stand out. Apartments 2 and 3 have been completely renovated from top to bottom, featuring brand-new appliances, updated flooring, stylish cabinetry, fresh paint, new windows, and more. The renovations bring a fresh, modern feel while maintaining the character of the building. Conveniently located close to downtown shops, restaurants, and local amenities, this property is ideal for tenants seeking comfort and accessibility. With major updates already complete, new owners can step right in and enjoy reliable rental income with minimal maintenance concerns.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1830

Materials

  • Foundation: Stone
  • Roof: Architectural Shingle
  • Construction materials: Wood Frame,Asbestos Exterior

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete Floor,Basement Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,212

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 4,111
  • Total interior livable area: 3,212 sqft

Property

Details

  • Parcel number: 54917310241
  • Zoning description: Multifamily

Features

  • Levels: Two
  • Frontage length: Road frontage: 78

Lot

  • Lot size: 0.34 Acres
  • Features: City Lot

Parking

  • Parking features: Crushed Stone

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance $149$1,788
Property Taxes $48$576
Electricity $408$4,903
Total$3,279$39,348

Income You'd Need if You Spent...

35% on housing$112,422/yr
40% on housing$98,370/yr
45% on housing$87,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 05478$201
Franklin County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 05478$201
Franklin County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Price change$529,000
2026-01-19Price change$535,000
2025-10-17Price change$545,000
2025-09-10Listed for sale$550,000
2025-03-03Listing removed$422,500
2025-02-12Listed for sale$422,500
2025-01-12Contingent$422,500
2024-11-14Price change$422,500
2024-10-23Price change$425,000
2024-09-26Listed for sale$449,000
2018-10-03Sold$233,000
2017-09-05Sold$232,000
2002-07-01Sold$153,000

For Sale by Agent

AgentChris Kelly
BrokerageNorthern Vermont Realty Group

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